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Area Sales Manager Personal Loan Specialist

1 month ago


Chandigarh, Chandigarh, India Credit Saison India Full time

About Us:


Credit Saison India, a technology-led neo-lending conglomerate, is embarking on a mission to enable India's credit growth story. As a key player in the industry, we offer bespoke solutions to meet the diverse credit needs of individuals, SMEs, FinTechs, and NBFCs.


Our company, founded in 2018, operates under the registered name Kisetsu Saison Finance India Private Limited as an MNC subsidiary of its parent company – Credit Saison Co. Ltd in Japan. We aim to reach resilient Assets Under Management (AUM) of US$1bn in record time across our business verticals like Wholesale Financing, Co-origination Financing, Consumer Financing, and SME Financing.


Key Responsibilities:


  • Identify and maintain good relationships with channels to increase personal loans business.
  • Drive sales numbers and achieve business targets for personal loans.
  • Ensure files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion.
  • Optimize team productivity by effectively managing the team of sales executives to achieve team results and meet business targets and profitability.
  • Stay abreast of market trends and competitor intelligence to build and develop effective sales strategies.
  • Be responsible for market intelligence and exploring new product ideas.
  • Implement technological know-how to ensure end-to-end digital processing of loans.

Eligibility Criteria:


  • Qualification: Graduation/Post-Graduation in any field.
  • Experience: 7+ years of sales experience in personal loans with any Bank, NBFC, or Fintech.
  • Exceptionally high motivational levels and self-starter attitude.
  • Strong sales and relationship management skills.
  • Excellent Channel Management Skills.
  • Tech orientation and digital capability.