Zonal Collection Manager

23 hours ago


Pune Maharashtra India, Maharashtra KOGTA FINANCIAL LIMITED Full time

Job Title: Zonal Collection Manager – MSME

Location: Western India

Base location : Pune

Vertical: MSME / Business Loans

Role Summary:

Lead and manage collections for MSME loans across Western India. Focus on recovery of overdue accounts, legal recoveries, restructuring, and field/agency operations.

Key Responsibilities:

  • Devise and execute collections strategy for MSME loans (WC, TL, OD).
  • Manage regional collection teams
  • Handle legal recovery (demand notice, arbitration, suit filing, SARFAESI proceedings).
  • Ensure adherence to regulatory and internal policy norms.
  • Provide insights to credit and product teams on risk trends.

KPIs:

  • Recovery % (bucket/vintage)
  • Reduction in delinquency ratios (30+/60+/90+)
  • Legal resolution outcomes
  • Cost of collection metrics
  • Agency compliance and productivity

Qualifications & Experience:

  • Graduate/MBA with 10–15 years in MSME or business loan collections
  • Experience in handling secured/unsecured SME loan recoveries
  • Legal understanding of business loan recoveries essential
  • Strong MIS, team handling, and stakeholder management skills



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