Cluster Credit Manager
1 week ago
Company Description
UGRO Capital Limited is a DataTech Lending platform listed on NSE and BSE, committed to addressing the small business credit gap in India through its data-driven approach and extensive distribution network. Focused on serving Micro, Small, and Medium Enterprises (MSMEs), the company specializes in 8 key sectors, including healthcare, education, chemicals, food processing/FMCG, hospitality, electrical equipment, auto components, and light engineering. Additionally, UGRO Capital provides financing solutions for micro enterprises, operating as an extended sector. By leveraging technology and analytics, the company strives to deliver innovative financial solutions tailored to the evolving needs of MSMEs, with the vision of becoming India's Largest Small Business Financing Institution.
Role Description
This is a full-time on-site role for a Cluster Credit Manager located in Panvel. The Cluster Credit Manager will be responsible for assessing and managing credit risks, analyzing financial data, and overseeing credit decisions for MSMEs. Key tasks include evaluating loan proposals, ensuring compliance with internal and regulatory guidelines, assisting in structuring appropriate credit solutions, monitoring portfolio performance, and collaborating with various stakeholders to minimize risks and optimize portfolio quality.
Qualifications
- Strong expertise in Credit Management and Credit Risk Management
- Proficient in Analytical Skills and Credit analysis
- Solid understanding of Finance principles
- Attention to detail, problem-solving abilities, and decision-making skills
- Ability to work effectively in a dynamic, target-oriented environment
- Bachelor's degree in Finance, Economics, or a related field; a Master's degree or professional certifications such as CA/CFA is a plus
- Prior experience in MSME lending or a related financial services sector is highly desirable
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