Cluster Area Credit Manager

4 days ago


Gulbarga, Karnataka, India 78a57669-2f4a-48b8-b217-4ed89d5e2795 Full time ₹ 5,00,000 - ₹ 15,00,000 per year

Company Description

IDFC FIRST Bharat Limited, a wholly-owned subsidiary of IDFC FIRST Bank, operates as a Business Correspondent, offering a wide range of financial products, including Group Loans, Micro Enterprise Loans, Housing Loans, and more. With a presence in 11 states, the company serves over 3.5 million households and employs a team of more than 14,800 individuals. Through a diverse portfolio of secured and unsecured products, IDFC FIRST Bharat Limited not only supports economic sustainability but also empowers women and families socially and culturally. The company leverages innovative digital solutions and is continually expanding its operational regions and offerings.

Role Description

This is a full-time, on-site role based in Gulbarga. As a Cluster Area Credit Manager, you will assess and manage credit risks, evaluate loan applications, analyze financial data, and make sound credit decisions in alignment with company policies. Other responsibilities include monitoring the credit portfolio, ensuring compliance with regulatory guidelines, and collaborating with internal teams to maintain the health of the credit portfolio. You will play a key role in guiding the business in sustainable credit practices and ensuring timely credit risk assessments for diverse financial products.

Qualifications

  • Proven expertise in Credit Management and Credit Risk Management.
  • Strong Analytical Skills paired with knowledge of Credit and Finance principles.
  • Excellent communication and decision-making abilities.
  • Prior experience in financial services or banking is highly desirable.
  • Bachelor's degree in Finance, Accounting, Business Administration, or a related field. Relevant certifications in credit or risk management are an added advantage.


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