
Loan Development Professional
2 days ago
Job Title: Loan Manager
">- To ensure the achievement of disbursement targets with minimum delinquency, you will be responsible for overseeing loan distribution and ensuring timely repayments.
- Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies is crucial for our business growth.
- Enabling business growth by developing and managing a team across assigned territories for deeper market penetration and reach is key to our success.
- Assessing potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas is essential.
- Disbursement, repayment and delinquency management, achieving daily / weekly collections targets is critical to our business.
- Making close follow-ups of the disbursed loans, especially of the ones not paying on time is vital.
- Undertaking regular field visits, Centre Meetings and loan applicants is necessary for building strong relationships.
- Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds is essential for our business.
- Building strong client relationships both internally and externally and building a strong brand identification with potential customers is crucial.
- Ensuring weekly / daily meetings & visits to centre is necessary for team collaboration.
- A fresher to maximum of 5yrs exp + as a sales officer in microfinance business is preferred.
- Basic understanding about Microfinance business and JLG model working would be advantageous.
Key Skills:
- Relationship management
- Business sourcing
- Flair for sales
- Critical attributes of customer service
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