Branch Director

3 weeks ago


Chennai, Tamil Nadu, India Sisco Jobs Full time
Job Title: Branch Manager
Location:Southern Region
Salary: Competitive
Experience: 8 to 12 Years(Housing Loan Experience is a Must)
Educational Qualification:Undergraduate/Postgraduate

Key Responsibilities:
  • Ensure the branch meets its disbursement targets for Housing & Mortgage Loans and insurance premiums. This involves overseeing sales and marketing activities, team recruitment, training, and managing the housing loan process from initiation to disbursement.
  • Achieve the Weighted Average Yield target set for the branch. This requires driving the growth of the branch's portfolio while retaining existing customers and ensuring a consistent flow of business.
  • Supervise and monitor the activities of Sales Officers across all locations to ensure a consistent flow of business. This includes empanelling direct sourcing agents at all locations to maintain a steady business flow from major channels.
  • Plan and execute marketing activities with a monthly calendar and track the progress daily. This involves ensuring that all Sales Officers meet the productivity norms monthly and conducting location visits to appraise identified customers for loan proposals.
  • Ensure proper and complete documentation for housing loan files submitted for sanction. This involves overseeing the management of postsanction documentation including disbursement documents and ensuring high levels of customer satisfaction for all loans sanctioned.
  • Responsible for recruiting Sales Officers and training them to achieve productivity levels as per company norms. This also involves managing the quality of the branch's portfolio ensuring minimal risk and ensuring the closure of all outstanding post-disbursement documentation.
  • Handle chronic or delinquent accounts initiating appropriate actions for loan regularization.


Requirements
  • Undergraduate/Postgraduate degree in a relevant field.
  • 8 to 12 years of experience in the housing loan sector is mandatory.
Essential Skills
  • Strong leadership skills to manage and motivate a team.
  • Proven ability in sales and lead management.
  • Excellent customer relationship management skills.
  • Strong organizational skills to manage business processes effectively.
  • Ability to handle complex issues especially in portfolio management.
  • Excellent verbal and written communication skills.


Minimum of 12 months of experience in retail sales. Experience in the BFSI (Banking, Financial Services, and Insurance) sector is an added advantage. Good communication skills are essential. Must possess a Two Wheeler and a valid driving license.
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