Area Credit Manager

2 weeks ago


Hubli, Karnataka, India Axis Bank Full time

About the Role

As a key member of our team, you will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis for our portfolio.

You will also be responsible for sanctioning loans within defined timelines, arranging training as required, and improving processes as per market needs.

Key Responsibilities

  • Review and approve loan proposals based on target achievement for the year.
  • Ensure timely sanction of loans for all products.
  • Conduct risk analysis and provide recommendations for portfolio management.
  • Arrange training and development programs for team members.
  • Improve processes and procedures to enhance efficiency and productivity.

Qualifications

CA/MBA Finance with expertise in credit appraisal and risk management.

Role Proficiencies:

  • Working knowledge of retail banking products.
  • Knowledge of regulatory guidelines and norms.
  • Good communication skills in English and local language.
  • Ability to handle pressure and meet deadlines.

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