Area Credit Manager
3 weeks ago
About the Role
As a key member of our team, you will be responsible for appraising loan proposals, inspecting relevant documents, and conducting risk analysis for our portfolio.
You will also be responsible for sanctioning loans within defined timelines, arranging training as required, and improving processes as per market needs.
Key Responsibilities
- Review and approve loan proposals based on creditworthiness and risk assessment.
- Conduct regular audits and inspections to ensure compliance with regulatory guidelines and norms.
- Develop and implement effective risk management strategies to minimize losses.
- Collaborate with cross-functional teams to improve processes and enhance customer experience.
Qualifications
We are looking for a highly skilled and experienced professional with a strong background in credit appraisal and risk management.
Candidates should have a CA or MBA Finance degree with expertise in credit appraisal and a strong understanding of regulatory guidelines and norms.
Role Proficiencies:
- Working knowledge of all retail banking products.
- Knowledge of regulatory guidelines and norms.
- Excellent communication and interpersonal skills.
- Ability to work under pressure and meet deadlines.
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