Commercial Loan Officer

2 days ago

Noida, Uttar Pradesh, India Kreditstack Financial Services Pvt Ltd Full time

Kreditstack Financial Services Pvt Ltd offers a competitive salary ranging from $120,000 to $180,000 per annum, depending on experience. Our employee benefits package includes comprehensive health insurance, retirement savings plan, and paid time off. We also offer continuous training and development opportunities to enhance your skills and advance your career in the finance industry.

We strive to create a work environment that promotes collaboration, innovation, and growth. Our team is dedicated to delivering exceptional service to our clients and exceeding their expectations. If you are a motivated and results-driven professional looking for a challenging and rewarding career opportunity, we encourage you to apply.

Responsibilities:

* Identify and cultivate relationships with potential clients to drive the growth of our Revenue Based Funding program.

* Provide lending solutions that align with clients' business goals and requirements through consultative selling and relationship building techniques.

* Conduct thorough needs assessments to evaluate clients' financial situations, cash flow, and repayment capabilities to determine the feasibility of lending options.

* Stay up to date with the latest trends and developments in lending and related financial products to effectively communicate the value proposition and benefits to clients.

* Prepare and present comprehensive proposals that outline the terms, conditions, rates, and repayment schedules of lending options.

* Engage in price negotiations, address objections, and work towards closing deals that are mutually beneficial for the client and the company.

* Collaborate with internal teams, including underwriting, credit, and legal departments, to ensure a smooth and efficient loan origination process.

* Maintain accurate and up-to-date records of all client interactions, prospects, and sales activities using the CRM system.

* Meet or exceed monthly and quarterly sales targets by actively pursuing new business opportunities and maximizing revenue potential from existing clients.

Requirements:

* Education: Bachelor's/Master's degree in finance, business administration, or a related field is preferred.

* Experience: Proven track record of success in sales or business development, preferably in the financial services industry.

* Strong understanding of financial concepts, including cash flow analysis, credit evaluation, and repayment structures.

* Communication Skills: Excellent verbal and written communication skills to effectively articulate complex financial concepts and build rapport with clients.

* Sales Skills: Demonstrated ability to identify client needs, overcome objections, and close sales deals. Strong negotiation and persuasive skills are essential.

* Relationship Management: A customer-centric approach with the ability to build and maintain long-term client relationships. Prior experience in managing a client portfolio is advantageous.

* Results-Driven: Proven ability to meet or exceed sales targets and work independently in a fast-paced, target-oriented environment.

* Technology Proficiency: Comfortable in working within CRM systems, sales tools, and Microsoft Office Suite for sales documentation and reporting.

* Team Player: Collaborative mindset with the ability to work effectively within a cross-functional team environment.

* Ethical Conduct: Maintain high ethical standards and adhere to regulatory guidelines and compliance requirements.

Salary: Estimated annual salary range is $120,000 - $180,000 based on industry standards and market data.

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