
Senior Business Loan Credit Specialist
4 days ago
Evaluating and managing the creditworthiness of potential business borrowers involves assessing risks and ensuring compliance with company credit policies.
Key Responsibilities:- Credit Assessment: Reviewing loan applications, financial statements, credit reports, and other relevant documents to assess a business's creditworthiness is essential.
- Risk Analysis: Identifying potential risks associated with lending to specific businesses, evaluating their ability to repay loans, and determining appropriate loan terms is crucial for success.
- Loan Approval: Approving or rejecting loan applications based on creditworthiness and adherence to company policies requires careful consideration.
- Credit Limit Determination: Setting appropriate credit limits for approved loans ensures they align with the borrower's financial capacity and risk profile.
- Interest Rate Determination: Determining interest rates for loans based on factors like credit risk, market conditions, and company policies is vital.
- Loan Documentation: Ensuring the accuracy and completeness of all loan documentation, including loan agreements, security documents, and other relevant paperwork, is critical.
- Credit Monitoring: Continuously monitoring the performance of existing loans identifies early warning signs of potential defaults and mitigates risks.
- Relationship Management: Building and maintaining relationships with internal stakeholders, such as sales and relationship management teams, and external stakeholders, such as borrowers and industry professionals, fosters collaboration.
- Reporting: Preparing reports on loan performance, risk exposure, and other relevant metrics for management and other stakeholders enhances decision-making.
-
Credit Manager-business Loans-credit
4 days ago
Bengaluru, Karnataka, India Kotak Mahindra Bank Full timeJob Category KMBL Degree Level Bachelor s Degree Role Credit Manager for Business Loans Responsible for evaluating and managing the creditworthiness of potential business borrowers assessing risks and ensuring compliance with company credit policies They analyze financial information monitor loan performance and manage collections ultimately...
-
Loan Credit Specialist
6 days ago
Bengaluru, Karnataka, India beBeeCredit Full time ₹ 8,00,000 - ₹ 14,00,000As a Loan Credit Specialist, you will play a pivotal role in evaluating borrowers' creditworthiness and underwriting home loans. Your primary responsibilities will include assessing borrowers' profiles, repayment capacity, and income stability.Key Responsibilities:Analyze actual business income and expenses to understand the customer's financial...
-
Business Credit Risk Specialist
1 week ago
Bengaluru, Karnataka, India beBeeCreditRisk Full time ₹ 12,00,000 - ₹ 24,00,000Job OverviewThe senior credit underwriter's role involves a comprehensive assessment of financial and transactional data to evaluate the creditworthiness of businesses and their channels.This position requires analyzing financial data, preparing detailed credit reports, and ensuring that all documentation and processes adhere to company policies and...
-
Senior Loan Audit Specialist
2 weeks ago
Bengaluru, Karnataka, India beBeeLoanAudit Full time ₹ 1,00,00,000 - ₹ 1,30,00,000Job Title: Senior Loan Audit SpecialistAbout the RoleThis is an exciting opportunity to join our team as a Senior Loan Audit Specialist. In this role, you will be responsible for leading risk-based audits across education loans portfolios, encompassing the lifecycle from sourcing to regulatory reporting.Key Objectives:Evaluate the effectiveness of internal...
-
Bengaluru, Karnataka, India EFUNDZZ Full timeCompany Description:EFUNDZZ is India's most promising SME lending Gateway, seamlessly connecting loan seekers with financial institutions, corporations, and channel partners. Our AI-powered platform enables borrowers to explore a wide range of lending products and secure the best funding options from our extensive network of banks and NBFCs. We revolutionise...
-
Bengaluru, Karnataka, India EFUNDZZ Full timeJob DescriptionCompany Description:EFUNDZZ is Indias most promising SME lending Gateway, seamlessly connecting loan seekers with financial institutions, corporations, and channel partners. Our AI-powered platform enables borrowers to explore a wide range of lending products and secure the best funding options from our extensive network of banks and NBFCs. We...
-
Senior Loan Operations Specialist
3 days ago
Bengaluru, Karnataka, India beBeeLoan Full time ₹ 15,00,000 - ₹ 28,00,000Job Description:We are seeking a skilled Senior Loan Operations Specialist to join our team. In this role, you will be responsible for coordinating loan closings and ensuring compliance with regulatory requirements.You will work closely with the credit, sales, and legal departments to ensure that all loan documents are accurate and compliant. This will...
-
Regional Business Credit Specialist
2 days ago
Bengaluru, Karnataka, India beBeeCredit Full time ₹ 15,00,000 - ₹ 21,00,000Job Overview\We are seeking an experienced Credit Manager to join our team. As a key member of our operations team, you will play a vital role in leading and managing credit process operations across multiple regions.\Key Responsibilities:\\Formulate effective credit and risk strategies through the provision of critical inputs\Manage and lead teams to...
-
Zonal Credit Manager
2 days ago
Bengaluru, Karnataka, India beBeeCredit Full time ₹ 20,00,000 - ₹ 25,00,000Job ProfileWe are seeking an accomplished and experienced Credit Manager to oversee our Zonal operations.Responsibilities:Develop and provide critical inputs for credit strategy formulation and risk management.Lead teams in successful credit process execution, establishing effective procedures and service standards.Cultivate exceptional interpersonal,...
-
Senior Credit Analyst
1 week ago
Bengaluru, Karnataka, India beBeeCredit Full time ₹ 2,00,00,000 - ₹ 2,50,00,000Senior Credit Analyst OpportunityWe are seeking a highly skilled and experienced Senior Credit Analyst to join our team. As a key member of our credit management team, you will play a critical role in assessing home loan applications and making timely and high-quality credit decisions.About the Role:This is an excellent opportunity for a motivated and...