
Loan Credit Specialist
1 week ago
As a Loan Credit Specialist, you will play a pivotal role in evaluating borrowers' creditworthiness and underwriting home loans. Your primary responsibilities will include assessing borrowers' profiles, repayment capacity, and income stability.
Key Responsibilities:
- Analyze actual business income and expenses to understand the customer's financial situation.
- Evaluate the creditworthiness of borrowers and determine the level of risk associated with each loan application.
- Develop and maintain relationships with sales teams to source new business opportunities.
- Recommend cases to supervisors for necessary decisions and ensure timely follow-up on post-sanction conditions.
- Cordinate with different departments to ensure seamless loan processing and adhere to company policies.
- Maintain and report various performance metrics to monitor portfolio risk.
Requirements:
- A graduate degree with 3-5 years of experience in the affordable home segment.
- Strong knowledge of credit analysis, underwriting, and risk management principles.
Benefits:
- The opportunity to work with a leading financial institution.
- A challenging role that combines credit analysis, risk management, and relationship-building skills.
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