
Grievance Resolution Specialist
19 hours ago
The Grievance Officer will be responsible for end-to-end grievance redressal across all channels. This includes leading credit-bureau dispute resolution and acting as the single point of contact for fraud complaints involving Refyne's name.
Key Responsibilities:- Customer Grievances:
- Run a day-to-day grievance desk on email/phone and other channels, acknowledge within policy TATs, sort and prioritize severity and urgency, and drive first-time resolution with product, ops, collections, risk, and partner teams.
- Track and resolve RBI CMS/Ombudsman-related cases, manage evidence, root-cause, and closure notes.
- Maintain a Board-approved Grievance Redressal Policy summary on website/app and publish the Grievance Officer's contact details as required for NBFCs.
- Credit-Bureau Disputes & Escalations:
- Handle all bureau dispute issues by handling the escalation with customers and liaising with internal teams to resolve the complaint reported.
- Regulatory & Audit Readiness:
- Ensure complete records for internal audit, statutory audit, and RBI inspections (complaint logs, TATs, decisions, communications, evidence).
- Share periodic MIS to leadership and surface themes and preventive actions (product changes, controls, new SOPs, etc)
- Fraud & Cyber-Crime Handling (Refyne Brand Misuse):
- Regular reporting of phishing/impersonation/loan-app clones/UPI frauds using Refyne's name to law enforcement authorities.
- Report to National Cyber Crime Reporting Portal and helpline 1930, coordinate with local cyber police/CID and legal for FIR/zero-FIR where applicable. Maintain records and logs of all such activity.
- Work with InfoSec to run awareness and hardening (KYC abuse, mule-accounts, social engineering patterns).
- Process Excellence & Analytics:
- Define and track grievance SLAs (acknowledgement, resolution), FCR, reopen rate, bureau correction TAT, repeat root causes, and Ombudsman incidence.
- Build dashboards, run monthly RCA and CAPA, drive policy/UX changes to reduce inflow.
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