Regional Credit Manager
1 month ago
Product : UnsecuredLoan
Responsibilities:
General Accountability :
- Managing a team of Branch creditmanagers Credit Executives managers.
- Conductpersonal discussion with customers to establish Creditworthiness.
- Pre and post sanction credit riskcompliance.
- Responsible for controllingdelinquencies through portfolio review especially monitoringnonstarters portfolio.
- Control on portfolioperformance.
- Underwrite specific retail loanproposals and prepare Credit Appraisal Memo (CAM).
- Coordinate with sales to achieve targets and ensure TATor SLAs are met
- Manage the team of Creditofficers Credit Admin and off roll staff
Desired Profile :
- Graduate with 8 years of work experience/ PostGraduate/Chartered Accountant
- Minimum 68 Yearsof experience in Credit
- Experience in NBFC /Banking
- Knowledge of MS office
- Should have experience in underwriting unsecured loansfor salaried self employed and MSMEs
Skill &Competencies :
- Good communicationskills High on integrity
- Outgoing & Selfmotivated
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