Regional Credit Manager

1 month ago


Sany, India SkillLabs Full time
Reporting : National CreditManager
Product : UnsecuredLoan

Responsibilities:

General Accountability :
  • Managing a team of Branch creditmanagers Credit Executives managers.
  • Conductpersonal discussion with customers to establish Creditworthiness.
  • Pre and post sanction credit riskcompliance.
  • Responsible for controllingdelinquencies through portfolio review especially monitoringnonstarters portfolio.
  • Control on portfolioperformance.
  • Underwrite specific retail loanproposals and prepare Credit Appraisal Memo (CAM).
  • Coordinate with sales to achieve targets and ensure TATor SLAs are met
  • Manage the team of Creditofficers Credit Admin and off roll staff

Desired Profile :
  • Graduate with 8 years of work experience/ PostGraduate/Chartered Accountant
  • Minimum 68 Yearsof experience in Credit
  • Experience in NBFC /Banking
  • Knowledge of MS office
  • Should have experience in underwriting unsecured loansfor salaried self employed and MSMEs

Skill &Competencies :
  • Good communicationskills High on integrity
  • Outgoing & Selfmotivated

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