Business Head

23 hours ago

Mumbai, Maharashtra, India FatakPay Full time ₹ 12,00,000 - ₹ 36,00,000 per year

Job Title: Head – Business Head -Fintech (Digital Business)

Location:

Mumbai, Andheri east

Company Type:

Fintech / NBFC

Reporting to:

CBO

Kindly share your resumes on –

Role Overview:

We are seeking a dynamic and strategic leader to head our
Personal Loan vertical

. The ideal candidate will be responsible for
P&L ownership

, designing and executing business strategies, product development, risk management, partnerships, and digital growth in the personal loan segment. This role requires deep knowledge of unsecured lending, fintech innovations, customer acquisition, and credit policies.

Key Responsibilities:

1. Business Strategy & Growth

  • Own end-to-end P&L for the personal loan business.
  • Define business plans, growth roadmap, and product strategies.
  • Drive customer acquisition through digital, affiliates, paartnerships and co-lending partnerships.
  • Identify cross-sell and up-sell opportunities within the portfolio.

2. Product & Process Management

  • Develop innovative personal loan products aligned with customer needs.
  • Optimize loan approval TAT, onboarding journey, and digital lending processes.
  • Work with technology teams to build seamless digital journeys (app/web).

3. Risk & Credit Management

  • Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.
  • Monitor portfolio quality, delinquency, and NPA trends.
  • Implement robust fraud detection & collection strategies.

4. Stakeholder & Team Leadership

  • Lead and build a high-performing sales, product, and operations team.
  • Manage relationships with affiliates, fintech partners, credit bureaus, and lenders.
  • Work closely with regulators, auditors, and compliance teams.

5. Financial & Regulatory Oversight

  • Ensure compliance with RBI and NBFC regulations.
  • Drive profitability through sustainable interest income, fees, and cost efficiency.
  • Regularly track performance metrics – disbursements, yields, PAR/NPA levels.

Key Requirements:

  • Education:
    MBA/CA/Finance/Business Management from a reputed institute.
  • Experience:
    10–15 years of experience in retail lending, with at least 5 years in personal loans.
  • Proven track record in scaling unsecured loan portfolios in NBFCs/Fintechs/Banks.
  • Strong knowledge of credit policies, regulatory guidelines, and digital lending.
  • Excellent leadership, negotiation, and stakeholder management skills.
  • Tech-savvy mindset with exposure to digital loan origination & alternative credit models.

Key Skills:

  • P&L Management
  • Business Development & Partnerships
  • Digital Lending & Product Innovation
  • Risk & Credit Policy
  • Collections & Recovery Oversight
  • Regulatory & Compliance Knowledge
  • Team Leadership & Strategic Thinking

Kindly share your resumes on –

  • Business Head

    1 day ago

    Mumbai, Maharashtra, India Skillventory Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Role & responsibilities :Business Head/Credit Head - Supply Chain Finance Location: Mumbai Function: Business / Supply Chain Finance We are looking for a strategic and growth-focused leader to drive our Supply Chain Finance verticalowning the P&L, forging ecosystem partnerships, spearheading product innovation, and building a robust, tech-enabled financing...

  • Business Head

    5 days ago

    Mumbai, Maharashtra, India BuildINT - IoT world 🌎 Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Company DescriptionBuildINT specializes in providing automated intelligent products and impeccable engineering services. We combine advanced technologies with high-quality standards to deliver energy-efficient solutions that boost organizational efficiency and performance. Our energy analytics expertise helps identify cost-saving and performance improvement...

  • Business Head

    5 days ago

    Mumbai, Maharashtra, India FoundWise Full time ₹ 20,00,000 - ₹ 50,00,000 per year

    We are looking for a dynamicBusiness Headto join a fast-growingherbal care manufacturer and exporter. This role offers an opportunity to work closely with the founder, driving critical strategic initiatives, cross-functional management, and business growth. The ideal candidate will be a strong problem-solver with an entrepreneurial mindset, exceptional...

  • Business Head

    2 weeks ago

    Mumbai, Maharashtra, India Be Sold Out Full time ₹ 15,00,000 - ₹ 30,00,000 per year

    JOB DESCRIPTION – Business Head (Mumbai)Our client is a leading provider of Software Solutions & Services to EducationalInstitutes and Corporates. With our high-end technologies and development processes we consistently deliver high quality solutions on time and in budget. A wide range of IT experience, flexible policies, and efficiently managed work...

  • Business Head

    4 days ago

    Mumbai, Maharashtra, India, Maharashtra FoundWise Full time

    We are looking for a dynamic Business Head to join a fast-growing herbal care manufacturer and exporter. This role offers an opportunity to work closely with the founder, driving critical strategic initiatives, cross-functional management, and business growth. The ideal candidate will be a strong problem-solver with an entrepreneurial mindset, exceptional...

  • Business Head

    1 week ago

    Mumbai, Maharashtra, India Skyleaf Consultants LLP Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    We're Hiring | Business Head – Beauty (Private Brands)Location:Mumbai (Corporate Office)Experience:10–15 Years | Beauty, Cosmetics, Personal Care, or FMCGContact:Arshdeep Kaur | | Client:Confidential (Leading Retail & Beauty Conglomerate)About the Role:We're seeking a visionaryBusiness Head – Beauty (Private Brands)to lead the end-to-end strategy,...

  • Business Head-Respiratory

    1 day ago

    Mumbai, Maharashtra, India Olyx Global Hr Full time ₹ 20,00,000 - ₹ 25,00,000 per year

    Business Head-Nebulizer Division-Candidate will be leading the business of 2 Zones-North & East. Ideal candidate would have worked as ZBM in Inhaler division and covered North & East zones.

  • Business Head

    1 day ago

    Mumbai, Maharashtra, India Makers' Muse Full time ₹ 8,00,000 - ₹ 18,00,000 per year

    Job Title: Business Head - School Partnerships.Experience Required: Minimum 8-15yearsLocation: MumbaiJob Type: Full-TimeAbout Makers' MuseMakers' Muse is a leading and fast-growing EdTech organization on a mission to transform K–12 education through hands-on STEM and future skills learning. We empower schools with cutting-edge solutions like Robotics,...

  • Head Operations

    2 weeks ago

    Mumbai, Maharashtra, India Amrutha Business Solution Full time ₹ 2,00,000 - ₹ 6,00,000 per year

    We are Looking for Operations Head / Manager Jobs in Hospitality Industry Manage, coach, and build a high-performing operations teamTAT ManagementQuery & Audit Management Call

  • Business Head

    2 weeks ago

    Mumbai, Maharashtra, India Seven N Half Full time ₹ 15,00,000 - ₹ 25,00,000 per year

    Role Overview: As the Business Head, you will lead Sales and Strategy with full P&L ownership. You will leverage data insights, influencer marketing expertise, and platform/technology-driven solutions to drive market expansion, onboard new brands, and deliver sustainable revenue growth. The role will oversee and lead internal teams, including Campaign...