
Zonal Credit Manager
9 hours ago
About Credit Saison
Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population.
Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people.
Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison's global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil.
Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan's largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment.
More about us on
Job Description
- Credit underwriting of Loan Against property segment as per defined risk philosophy and credit policy of the company
- Lead the team of area credit managers/ credit managers and guide them to adhere to the policy and process requirements
- Ensure Audit and regulatory compliance and provide clarification and justification for resolution of audit observations
- Implement good practices and share early warning trends with teams
- Collaborate with the teams of Business development, Tech, Product and Operations & support on offering innovative products
- Collaborate with the data analytics and policy team to proactively contribute towards real time calibration of credit policies
- Decisioning of transactions within agreed TAT for salaried and self employed profiles
- Recommend changes in our credit policies and processes basis portfolio analysis and its movement.
- Promoting the culture of teamwork within the team, ensure upgrading the skills of credit managers with credit, market and industry intelligence
- Monitoring and analysis of the portfolio on regular basis
- Ensure compliance to vendor management requirement like vendor empanelment, invoice processing and review of vendors as per company policy
- PDD tracking, monitoring and compliances
- Collections of bounced EMI and support to collections team for higher bucket cases
- Location visits and training to branch credit teams on credit policy acceptance criteria
- Location specific policy recommendation
- Ensure disbursement by the branches as per Ops checklist for all approved cases and help branches achieve business targets
-
Zonal Human Resource Manager
1 week ago
Hyderabad, Telangana, India Sindhuja Micro Credit Full time ₹ 9,00,000 - ₹ 12,00,000 per yearDear Candidate,We Are Hiring Zonal HR | HyderabadWe are looking for an experienced Zonal HR professional to join a reputed organization in Hyderabad.Role Details:Location: HyderabadExperience: Minimum 3+ years in HR with team handling experienceCTC: As per industry standards (based on interview)Key Requirements:Strong leadership and team management...
-
Zonal Operations Manager
2 weeks ago
Hyderabad, Telangana, India Capri Global Capital (CGCL) Full time ₹ 15,00,000 - ₹ 25,00,000 per yearRole & responsibilitiesOversee and manage loan operations for Mortgage Loans and LAP across multiple branches within the zone.Ensure smooth functioning of the loan disbursement, documentation, underwriting support, and post-disbursement activities.Monitor credit administration, loan documentation, and collateral management in alignment with company and...
-
Regional Credit Manager- LAP
2 weeks ago
Hyderabad, Telangana, India Home Credit Full time ₹ 1,20,000 - ₹ 1,80,000 per yearObjective:To evaluate, underwrite, and approve LAP (Loan Against Property) proposals within defined credit policies for the LAP segment .Ensure balanced credit decisioning while maintaining portfolio quality and minimizing risk. Will be working in the capacity of Regional Role.Role & responsibilitiesUnderwrite LAP proposals for self-employed and informal...
-
Zonal Human Resources Professional
1 week ago
Hyderabad, Telangana, India Sindhuja Microcredit Pvt. Ltd. Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionSindhuja Microcredit (Sindhuja) is a new generation Micro Finance Company headquartered in Delhi NCR with its Zonal office in Patna. As an NBFC-MFI registered with the Reserve Bank of India, Sindhuja offers credit products like Micro Finance and Micro Enterprise Loans, and plans to provide insurance and pension services through third-party...
-
Zonal Manager South
1 week ago
Hyderabad, Telangana, India 4S Advisory Full time ₹ 12,00,000 - ₹ 36,00,000 per yearThe Zonal Manager will be responsible for overseeing business operations in the region, driving sales and business growth, ensuring customer satisfaction, and developing and implementing strategies to achieve business goals. Qualifications Experience in managing regional operations, sales, and business growth Strong leadership and strategic planning...
-
Zonal Sales Manager
1 week ago
Hyderabad, Telangana, India Andromeda Sales & Distribution Pvt Ltd Full time ₹ 9,00,000 - ₹ 12,00,000 per yearCompany DescriptionWe suggest you enter details hereRole DescriptionThis is a full-time on-site role for a Zonal Sales Manager located in Hyderabad. The Zonal Sales Manager will be responsible for managing and overseeing the sales activities within a specific geographic area, setting sales targets, and ensuring sales goals are achieved. The role will involve...
-
Zonal Sales Manager
2 weeks ago
Hyderabad, Telangana, India LEAPSTART SCHOOL OF TECHNOLOGY Full time ₹ 5,00,000 - ₹ 15,00,000 per yearCompany DescriptionLeapstart School of Technology revolutionizes engineering education by providing an industry-oriented approach. We prepare students to excel in the ever-evolving technological landscape through an innovative curriculum that bridges academic theory with real-world application, emphasizing hands-on experience in fields like AI, Data Science,...
-
Zonal Head
2 weeks ago
Hyderabad, Telangana, India Andromeda Sales & Distribution Pvt Ltd Full time ₹ 12,00,000 - ₹ 36,00,000 per yearCompany DescriptionAndromeda Sales & Distribution Pvt Ltd is the Corporate DSA and largest financial distributor for Mortgage Loan, Housing Loan, Business Loan, Personal Loans etc. having tie up with Leading Private Banks and NBFCS.Role DescriptionThis is a full-time on-site role for a Zonal Head at Andromeda Sales & Distribution Pvt Ltd, located in...
-
Nestaway - Zonal Manager
4 weeks ago
Hyderabad, Telangana, India NestAway Full timeZonal a Zonal Manager at Nestaway Technologies, you'll be instrumental in overseeing all operational aspects within your designated geographic zone. Your primary goal will be to ensure that Nestaway's objectives are met, and that our service delivery consistently maintains high standards for both property owners and tenants. This is a critical leadership...
-
Zonal Manager
4 days ago
Hyderabad, Telangana, India Roche Full time ₹ 12,00,000 - ₹ 36,00,000 per yearAt Roche you can show up as yourself, embraced for the unique qualities you bring. Our culture encourages personal expression, open dialogue, and genuine connections, where you are valued, accepted and respected for who you are, allowing you to thrive both personally and professionally. This is how we aim to prevent, stop and cure diseases and ensure...