
Regional Technical Manager
2 weeks ago
Key Responsibilities:
Conduct technical evaluations (site visits, property valuations, legal-verification coordination) for both self-constructed and builder properties under affordable HL & LAP segments.
Manage a team of Technical Associates/Manager across the region; ensure productivity, TAT adherence, and policy compliance.
Review and approve property valuation reports for retail loan proposals as per internal guidelines and RBI standards.
Identify and mitigate technical risks by scrutinizing land titles, construction quality, approvals, and deviation issues.
Coordinate with empanelled valuers, legal agencies, and builders for accurate, timely, and unbiased reports.
Support the credit underwriting team in assessing the technical feasibility of secured loan proposals.
Implement quality control measures and conduct sample back-checks to ensure authenticity and accuracy of property appraisals.
Provide regular training to branch teams on technical red flags, documentation, and approval norms.
Work closely with Risk, Legal, Credit, and Operations to ensure end-to-end case lifecycle efficiency.
Track market trends in construction costs, local municipal approvals, and legal developments affecting collateral risk.
Facilitate internal audits, resolve discrepancies, and ensure complete documentation in line with internal audit & compliance expectations.
Key Skills:
Property Valuation & Technical Appraisal
Affordable Housing Loan / LAP Processes
Risk Identification & #Mitigation
Vendor Management (#Valuers & #LegalPartners)
Regulatory & Legal Compliance (#RERA, Local Laws)
Team Leadership & Performance Management
TAT & #SLA_Monitoring
Knowledge of Municipal Approvals & Land Titles
Technical MIS & Reporting
Audit Coordination & Documentation Control
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