Credit Executive-housing Loan

19 hours ago


Chennai Tamil Nadu, India Navarathna Housing Finance Limited Full time

**Job Title**: Credit Executive
**Experience**: 1 - 3 years
**Salary**: Based on industry standards

**Location**: [Insert Location]

**Job Summary**

**Key Responsibilities**
- Collect, verify, and validate customer documents for loan processing.
- Conduct credit checks, CIBIL analysis, and background verification.
- Assess applicants’ financial information and repayment capability.
- Coordinate with sales and operations teams for smooth loan disbursement.
- Ensure compliance with internal policies and regulatory requirements.
- Assist in recovery follow-up when necessary.
- Prepare credit reports and submit them to the Credit Manager/Head for approval.

**Qualifications & Skills**
- Graduate in Commerce/Finance/Business Administration or related field.
- 1-3 years of experience in credit appraisal/loan processing (preferably in NBFCs, Banks, or Housing Finance companies).
- Strong knowledge of credit policies, loan documentation, and compliance.
- Good communication and interpersonal skills.
- Proficiency in MS Office (Excel, Word).
- Attention to detail with strong analytical and problem-solving skills.

Pay: ₹15,000.00 - ₹25,000.00 per month

Work Location: In person


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