Credit Executive-Housing Loan

7 hours ago

Chennai, Tamil Nadu, India Navarathna Housing Finance Limited Full time ₹ 1,50,000 - ₹ 3,00,000 per year

Job Title: Credit Executive

Experience: 1 – 3 years

Salary: Based on industry standards

Location: [Insert Location]

Job Summary

We are seeking a motivated and detail-oriented Credit Executive to join our team. The role involves evaluating loan applications, verifying customer documents, assessing creditworthiness, and ensuring adherence to company policies and compliance guidelines.

Key Responsibilities

  • Collect, verify, and validate customer documents for loan processing.
  • Conduct credit checks, CIBIL analysis, and background verification.
  • Assess applicants' financial information and repayment capability.
  • Coordinate with sales and operations teams for smooth loan disbursement.
  • Ensure compliance with internal policies and regulatory requirements.
  • Maintain accurate records of customer applications and credit approvals.
  • Assist in recovery follow-up when necessary.
  • Prepare credit reports and submit them to the Credit Manager/Head for approval.

Qualifications & Skills

  • Graduate in Commerce/Finance/Business Administration or related field.
  • 1–3 years of experience in credit appraisal/loan processing (preferably in NBFCs, Banks, or Housing Finance companies).
  • Strong knowledge of credit policies, loan documentation, and compliance.
  • Good communication and interpersonal skills.
  • Proficiency in MS Office (Excel, Word).
  • Attention to detail with strong analytical and problem-solving skills.

Job Type: Full-time

Pay: ₹15, ₹25,000.00 per month

Work Location: In person

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