Branch Credit Officer

3 days ago


Chennai, Tamil Nadu, India MAS Financial Services Limited Full time ₹ 6,00,000 - ₹ 12,00,000 per year

Location
: Chennai

Department
: Credit

Product
: Unsecured Business Loans

Reporting to
: Regional Credit Head

Job Summary
:

Responsible for underwriting and credit assessment of unsecured business loan applications at the branch level. Ensures timely and accurate decision-making within defined policy parameters while maintaining portfolio quality and compliance standards.

Key Responsibilities
:

  • Perform credit appraisal and underwriting for unsecured business loan proposals.
  • Analyze financials, bank statements, business models, and industry risks.
  • Recommend decisions as per delegated authority or escalate for higher approvals.
  • Ensure adherence to credit policy and regulatory guidelines.
  • Coordinate with Sales, Operations, and Risk teams for smooth processing.
  • Monitor portfolio performance and support in delinquency management.
  • Conduct periodic customer visits and field verifications, if needed.

If you are interested in exploring career opportunities with us, please share your updated CV at or contact us directly at

We look forward to connecting with you.

Best Regards,

Suchi Upadhyay

Executive – HR

MAS Financial Services



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