Credit Relationship Officer

20 hours ago


Chennai, Tamil Nadu, India 71383e5a-4fe4-42e7-b341-49f500a980c7 Full time ₹ 8,00,000 - ₹ 15,00,000 per year
  • Client Relationship Management: Develop and maintain strong relationships with a portfolio of clients, acting as their primary contact for credit-related needs.
  • Credit Analysis and Risk Assessment: Review and analyze credit applications, evaluate financial data, and assess the creditworthiness and risk associated with each client.
  • Sales and Business Development: Identify and pursue new business opportunities, meet sales targets, and cross-sell banking products and services to existing clients.
  • Loan Application Processing: Gather necessary documentation, prepare credit applications and records, and present them to the credit committee.
  • Loan Monitoring and Compliance: Monitor existing loans, ensure compliance with bank policies and regulations, and manage loan renewals.
  • Problem-Solving: Address client inquiries and resolve issues promptly.
  • Internal Coordination: Liaise with internal teams, such as loan officers and collections departments, to ensure smooth operations.
Requirements

Key skills and qualifications

  • Financial Acumen: Strong analytical skills to assess financial data, understand credit risk, and calculate financial ratios.
  • Client-Facing Skills: Excellent communication, negotiation, and interpersonal skills to build and maintain client relationships.
  • Organizational Skills: Ability to manage multiple client accounts and tasks efficiently, with strong attention to detail.
  • Technical Proficiency: Proficiency in Microsoft Office Suite and Customer Relationship Management (CRM) software.
  • Education: Typically requires a bachelor's degree in a related field such as Finance, Banking, or Business Administration.


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