Branch Manager – Hedge Finance Ltd.

4 days ago

Chennai, Tamil Nadu, India Hedge Group of Companies Full time ₹ 5,50,000 - ₹ 10,00,000 per year

Branch Managers – Hedge Finance Ltd. (Tamil Nadu Region)

Locations: Coimbatore | Salem | Erode | Madurai | Tirunelveli | Chennai

About Hedge Finance

Hedge Finance Ltd. is an RBI-registered Non-Banking Financial Company (NBFC) with strong roots in Kerala, expanding its footprint into Tamil Nadu. We focus on MSME lending, Auto and Used Vehicle loans and Equipment finance , through both digital and offline branches. Our goal is to deliver responsible credit access to underserved borrowers with disciplined underwriting and strong governance.

Position: Branch Manager – NBFC Operations

Department: Retail Lending – MSME, Auto, Equipment.

Reporting to: Regional Head (Tamil Nadu & Kerala)

Key Responsibilities

  • Lead branch operations and credit origination for MSME, Auto, Used Vehicle (4-wheeler), and Equipment loans.
  • Manage branch P&L, business targets, and team performance.
  • Ensure high-quality portfolio sourcing from direct and channel partners (dealers, DSA, field executives).
  • Conduct credit assessment, customer verification, and loan documentation aligned with Hedge's underwriting policy.
  • Supervise collections, renewals, and delinquency control; maintain NPAs within acceptable norms.
  • Build and mentor a team of sales officers, credit executives, and collection agents.
  • Drive market intelligence—competitor analysis, rate benchmarking, and local tie-ups.
  • Ensure branch compliance, KYC, audit readiness, and cash discipline per RBI NBFC norms.
  • Coordinate with HO for disbursement, MIS, and operational support.

Desired Candidate Profile

  • 5–10 years of experience in NBFC / Small Finance Bank branch operations.
  • Proven experience in MSME, Auto, Used Vehicle-4 wheeler, Equipment.
  • Exposure to subprime or small-ticket lending markets will be a strong advantage.
  • Strong local market knowledge and existing dealer / DSA network preferred.
  • Excellent leadership, analytical, and customer management skills.
  • Proficiency in Tamil and basic English communication essential.

Compensation & Benefits

  • Competitive market fixed salary & individual/branch performance incentives.
  • Provident Fund, Medical Insurance, and Travel Allowance as per company norms.

Why Join Hedge Finance

  • A growing NBFC expanding aggressively across South India.
  • Opportunity to build and lead a branch from inception.
  • Flat hierarchy, entrepreneurial freedom, and data-driven governance.
  • Transparent incentive structure rewarding both growth and quality.

Job Types: Full-time, Permanent

Pay: ₹550, ₹1,000,000.00 per year

Benefits:

  • Cell phone reimbursement
  • Health insurance
  • Provident Fund

Work Location: In person

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