Gold Loan Sales Executive
3 weeks ago
Job Title: Gold Loan Sales Executive
Job Summary:
The Role entails generating Gold loan business through different channels, administering and training a team of DSTs to expand Gold loan business in that locality/branch. Key Responsibilities include Ensuring Monthly Sales targets are met with acquisition in NTB and ETB customers, Existing liability customers are pitched for Gold loans, Fee Income should be Minimum 1% of total disbursals, and other key performance indicators.
Responsibilities:
- Ensuring Monthly Sales targets are met with acquisition in NTB and ETB customers.
- Existing liability customers are pitched for Gold loans.
- Ensure month on month growth in EOP Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.
- Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil FEMI/FPD and minimizing fresh flow in Bucket X.
- PSL Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
Requirements:
Graduation: Any Graduation. Experience: 2- 5 years experience in Gold loan sales.
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