Gold Loan Operations Specialist

3 weeks ago


Hyderabad, Telangana, India DBS Bank Full time
Job Purpose:

As a Gold Loan Officer at DBS Bank, you will be responsible for the end-to-end management of gold loan operations at your assigned branch. This includes processing loans, achieving renewal targets, and ensuring compliance with audit and regulatory guidelines. You will also be responsible for training branch personnel on required processes and handling audit-related matters.

Key Responsibilities:

• Handle entire gold loan operations at the branch, ensuring that each loan transaction is done in accordance with defined product and process guidelines.
• Achieve monthly disbursement and book targets for your mapped branch, with a focus on minimal attrition.
• Ensure that all loan transactions are fully compliant with regulatory requirements and product guidelines.
• Identify and onboard new appraisers, and ensure that marketing collaterals and stationery are available as required.
• Support the branch in achieving overall targets, with a focus on renewal conversion and minimal attrition.

Requirements:

• Strong understanding of gold loan operations and regulatory requirements.
• Excellent communication and interpersonal skills.
• Ability to work in a fast-paced environment and meet deadlines.
• Strong analytical and problem-solving skills.
• Ability to train and develop branch personnel.
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