Gold Loan Sales Manager
2 weeks ago
Job Summary:
The Sales Manager for Gold Loans will be responsible for generating new business and expanding existing customer relationships to drive growth in gold loan sales.
Key Responsibilities:
- Meet monthly sales targets for new to bank and existing to bank customers.
- Pitch existing liability customers for gold loans.
- Ensure month-on-month growth in execution-only platform assets for gold loan business per branch.
- Ensure fee income is minimum 1% of total disbursals.
- Perform customer follow-ups at regular intervals for timely renewal of cases.
- Coordinate with valuators as required.
- Ensure customers pay valuation charges as per product norms.
- Ensure healthy collections with nil FEMI/FPD and minimize fresh flows in bucket X.
- Tag priority sector lending and be aware of PSL norms.
- Assist branch liability team in audits and communicate with customers before packet opening.
- Conduct marketing activities in the local market to generate new business.
- Be willing to work extensively in the field and travel across the region as required.
- Perform ad-hoc activities as required by the department.
Requirements:
Graduation in any field. 2-5 years of experience in gold loan sales.
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