Business Development Credit Specialist
7 days ago
We are a rapidly growing organization that is revolutionizing the way the industry operates by pairing technology with an extraordinary commitment to customer success.
We help businesses streamline operations, increase revenue, and deliver exceptional guest experiences through our platform that combines restaurant point of sale, guest-facing technology, and award-winning customer support.
About this role:- Perform comprehensive credit underwriting and risk assessment for commercial submissions, evaluating exposure using financial statements, industry benchmarks, and client history.
- Lead financial analysis and due diligence on new and renewal accounts to ensure informed decision-making and risk alignment with underwriting appetite.
- Utilize Python, SQL, and Hex to automate assessments, monitor trends, and communicate insights to underwriting teams and business stakeholders.
- Develop and manage a pipeline of commercial accounts, contributing to ongoing portfolio management and monitoring across assigned regions or industries.
- Apply credit rating logic and commercial risk scoring to support effective credit decisioning, pricing, and coverage structuring.
- Maintain high-quality risk documentation to support audit, compliance, and governance standards.
The Fintech Risk team at Toast is responsible for driving risk-informed growth for the rapidly expanding Toast Fintech line of business. We are seeking a Principal Credit Risk Strategist as part of the team, with a focus on the acquisition space.
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