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Senior Business Credit Specialist
2 weeks ago
This is a challenging and rewarding role for individuals with strong analytical skills, excellent communication abilities, and a passion for business development. As a Business Credit Analyst, you will be responsible for evaluating the creditworthiness of customers, assessing risk, and making informed decisions to support business growth.
Key Responsibilities:- Evaluate loan applications, assess credit risk, and make recommendations for approval or denial.
- Conduct thorough analysis of financial data, including income statements, balance sheets, and cash flow projections.
- Develop and maintain relationships with clients, understanding their business needs and providing tailored solutions.
- Stay up-to-date with industry trends, regulatory requirements, and market conditions to ensure accurate risk assessments.
- Collaborate with cross-functional teams to develop business strategies, identify opportunities, and drive revenue growth.
- Manage multiple priorities, meet deadlines, and maintain high levels of productivity in a fast-paced environment.
- Bachelor's degree in Finance, Accounting, Economics, or related field.
- Minimum 2 years of experience in credit analysis, banking, or finance.
- Strong analytical and problem-solving skills, with ability to interpret complex data.
- Excellent communication and interpersonal skills, with ability to build strong relationships with clients and colleagues.
- Proficiency in MS Office, particularly Excel, and experience with credit analysis software.
- Ability to work in a team environment, prioritizing tasks, and meeting deadlines.
- Competitive salary and bonus structure.
- Ongoing training and professional development opportunities.
- Collaborative and dynamic work environment.
- Opportunities for career advancement and growth.
We are a leading financial institution dedicated to delivering exceptional customer service and driving business growth. Our team of experienced professionals is passionate about helping clients achieve their financial goals, and we are committed to creating a positive and inclusive work environment.