Australian Mortgage Credit Decision Specialist
3 days ago
We are seeking a skilled Australian Mortgage Credit Decision Specialist to join our team at HCLTech. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in a timely manner.
Key Responsibilities:
- Reviewing documentation provided by customers to ensure applications meet policy requirements
- Providing exceptional internal and external customer service by responding to, managing, and resolving customer and stakeholder enquiries, complaints, and issues
- Applying sound risk management practices by identifying and responding to business risks
- Processing transactions within agreed turnaround times and maintaining consistent accuracy in a high-volume environment
- Working collaboratively with the team to identify continuous improvement ideas that enhance the customer experience
Requirements:
- Bachelor's or Master's degree in any field
- At least 2 years of experience in credit decision or mortgage loan underwriting or post-close underwriting in the Australian, UK, and USA mortgage domain
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role
- High levels of attention to detail and accuracy, as evidenced in previous roles
- Ability to communicate effectively with internal and external stakeholders at all levels
- Ability to work independently and prioritize tasks in a fast-paced environment
What We Offer:
- An estimated annual salary of $100,000 - $120,000 depending on experience
- Cab facility (two-way) up to 30 km only
- Free cab for female employees
- International trainers
- World-class exposure
About Us:
HCLTech is one of the fastest-growing large tech companies in the world, with offices in over 60 countries and more than 222,000 employees. We offer a virtual-first work environment promoting good work-life integration and real flexibility.
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