Australian Mortgage Credit Decision Specialist

3 days ago


Chennai, Tamil Nadu, India HCLTech Full time
Australian Mortgage Credit Decision Specialist

We are seeking a skilled Australian Mortgage Credit Decision Specialist to join our team at HCLTech. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in a timely manner.

Key Responsibilities:

  • Reviewing documentation provided by customers to ensure applications meet policy requirements
  • Providing exceptional internal and external customer service by responding to, managing, and resolving customer and stakeholder enquiries, complaints, and issues
  • Applying sound risk management practices by identifying and responding to business risks
  • Processing transactions within agreed turnaround times and maintaining consistent accuracy in a high-volume environment
  • Working collaboratively with the team to identify continuous improvement ideas that enhance the customer experience

Requirements:

  • Bachelor's or Master's degree in any field
  • At least 2 years of experience in credit decision or mortgage loan underwriting or post-close underwriting in the Australian, UK, and USA mortgage domain
  • Strong understanding of Australia, USA, or UK lending regulations is essential for this role
  • High levels of attention to detail and accuracy, as evidenced in previous roles
  • Ability to communicate effectively with internal and external stakeholders at all levels
  • Ability to work independently and prioritize tasks in a fast-paced environment

What We Offer:

  • An estimated annual salary of $100,000 - $120,000 depending on experience
  • Cab facility (two-way) up to 30 km only
  • Free cab for female employees
  • International trainers
  • World-class exposure

About Us:

HCLTech is one of the fastest-growing large tech companies in the world, with offices in over 60 countries and more than 222,000 employees. We offer a virtual-first work environment promoting good work-life integration and real flexibility.



  • Chennai, Tamil Nadu, India HCLTech Full time

    We are seeking a Mortgage Credit Decision Specialist to join our team in Chennai, India.The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Review loan applications meticulously to assess documentation accuracy and verify...


  • Chennai, Tamil Nadu, India HCLTech Full time

    HCLTech is seeking a skilled Credit Decision Specialist to join our team in Chennai, India. As a key member of our mortgage lending operations, you will play a vital role in ensuring the timely review and approval of home loan applications.The ideal candidate will have a strong understanding of Australia's lending regulations and possess excellent analytical...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Job SummaryThe ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This role involves meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Job Title: Senior Consumer Loan Underwriter for Australian Mortgage Credit DecisionAbout Us:HCLTech is a leading global technology company, with a diverse workforce of 222,000 employees across 60+ countries. Our company fosters an inclusive work environment, promoting diversity and flexibility.Salary: $80,000 - $120,000 per annumAbout the Role:We are seeking...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Join HCLTech as a skilled Mortgage Credit Risk Analyst and be part of our Australian Mortgage Underwriting team.We are seeking an experienced professional to join our team in Chennai, India. As a Mortgage Credit Risk Analyst, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Role Summary:">This is a highly specialized role requiring strong analytical and decision-making skills. As an Australian Mortgage Credit Specialist, you will be responsible for reviewing and approving home loan applications in a timely manner.Your Key Responsibilities:">Review documentation to ensure it meets policy requirements, identifying potential risks...


  • Chennai, Tamil Nadu, India HCLTech Full time

    HCL Tech is seeking a skilled Australian Mortgage Validation Specialist to join their team. As an Australian Mortgage Validation Specialist, you will play a critical role in ensuring the accuracy and compliance of loan applications with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Meticulously reviewing loan applications and...


  • Chennai, Tamil Nadu, India HCLTech Full time

    We are seeking an experienced Loan Validation Specialist to join our team in Chennai, India. As a key member of our mortgage validation team, you will be responsible for ensuring the accuracy and compliance of loan applications underwritten by credit officers.Key Responsibilities:• Review and verify loan applications and supporting documentation•...


  • Chennai, Tamil Nadu, India HCLTech Full time

    About the Role:We are seeking a skilled Mortgage Underwriter to join our team in Chennai, India. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Conduct thorough reviews of loan applications to assess...


  • Chennai, Tamil Nadu, India HCLTech Full time

    About the RoleWe are seeking a highly skilled Senior Mortgage Underwriter to join our team at HCLTech, specializing in Australian consumer loans. As a critical member of our underwriting process, you will be responsible for meticulously reviewing credit reports, income verification, and other relevant documents to ensure accurate and timely loan...


  • Chennai, Tamil Nadu, India HCLTech Full time

    About the RoleWe are seeking a highly skilled Senior Mortgage Underwriter to join our team in Australia. As a key member of our underwriting team, you will be responsible for ensuring that all loan applications meet our company's lending criteria and regulatory requirements.Key ResponsibilitiesAudit loans underwritten by credit officers to ensure compliance...


  • Chennai, Tamil Nadu, India HCLTech Full time

    About the RoleWe are seeking a skilled Mortgage Underwriter to join our team in Australia, responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Meticulously review loan applications, assessing documentation accuracy and verifying adherence to...


  • Chennai, Tamil Nadu, India HCLTech Full time

    About the RoleWe are seeking an experienced Mortgage Credit Specialist to join our team at HCLTech. As a Mortgage Credit Specialist, you will be responsible for accurately updating the Credit Variations Calculator (CVC) spreadsheet with all loan information.The successful candidate will have a minimum of 2-6 years of experience in the mortgage/home buying...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Job SummaryWe are seeking a highly skilled Financial Auditor to join our team in Chennai, India. As a key member of our lending operations, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.The ideal candidate will have a strong understanding of...

  • Lead Mortgage Auditor

    3 weeks ago


    Chennai, Tamil Nadu, India HCLTech Full time

    HCL Tech is seeking an experienced Lead Mortgage Auditor to join our team in Chennai, India.The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies and regulatory requirements.Key responsibilities include meticulously reviewing loan applications, assessing documentation accuracy, and...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Audit Mortgage Loans with PrecisionJoin HCLTech as a Mortgage Auditor, where you will play a critical role in ensuring compliance with bank policies, guidelines, and regulatory requirements for Australian Mortgage loans.As an ideal candidate, you will have a solid understanding of Australia lending regulations and proven experience in loan auditing. Your...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Audit and Compliance ExpertiseAs an Audit and Compliance Expert, you will play a crucial role in ensuring the integrity of our Australian Mortgage operations.Your primary responsibility will be to conduct thorough audits of loan applications to verify adherence to regulatory requirements and internal policies. This includes reviewing documentation accuracy,...


  • Chennai, Tamil Nadu, India HCLTech Full time

    HCL Tech seeks a Mortgage Compliance Auditor with experience in US Mortgage 4 C underwriting, Validations & verifications in the Australian Mortgage domain. The ideal candidate will review and verify loan applications, assessing documentation accuracy and adherence to established lending criteria.This role involves auditing loans to ensure compliance with...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Job Description:We are seeking a highly skilled Mortgage Underwriting Analyst to join our team in Chennai, Tamil Nadu. As a key member of our residential mortgage underwriting process, you will be responsible for analyzing loan parameters and borrower details to render decisions on credit applications.Key Responsibilities:Analyze loan parameters and borrower...


  • Chennai, Tamil Nadu, India HCLTech Full time

    Job Title: Senior Consumer Loan Underwriter Role for Mortgage Decision MakingWe are seeking a highly skilled Senior Consumer Loan Underwriter to join our team at HCLTech in Chennai, India. As a key member of our underwriting team, you will be responsible for making informed decisions on consumer loan applications, ensuring compliance with regulatory...