Senior Mortgage Underwriter

3 days ago


Chennai, Tamil Nadu, India HCLTech Full time
About the Role

We are seeking a highly skilled Senior Mortgage Underwriter to join our team in Australia. As a key member of our underwriting team, you will be responsible for ensuring that all loan applications meet our company's lending criteria and regulatory requirements.

Key Responsibilities
  • Audit loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.
  • Meticulously review loan applications, assessing documentation accuracy and verifying adherence to established lending criteria.
  • Identify any deviations or discrepancies and take corrective action as necessary.
Requirements

To be successful in this role, you will require:

  • Experience in analysis of customers' current financial position, employment history, credit history, credit needs, ability to pay, and the asset being offered as security.
  • Familiarity with the 4 C's of Credit and an understanding of complex-subject matters.
  • Strong analytical and problem-solving skills, with meticulous attention to detail.
  • Excellent written and verbal communication skills, with the ability to communicate effectively with internal and external stakeholders at all levels.
  • Proven work experience as a Mortgage Underwriter or similar role, preferably in the Australian mortgage market.
  • Bachelors or Master's degree in any field, although not essential.
What We Offer

We offer a competitive salary of $90,000 - $120,000 per annum, depending on experience, plus benefits including a cab facility (up to 30 Kms), great working environment, international trainers, world-class exposure, and opportunities for career growth and development.



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