Senior Consumer Loan Underwriter Role for Mortgage Decision Making
2 days ago
We are seeking a highly skilled Senior Consumer Loan Underwriter to join our team at HCLTech in Chennai, India. As a key member of our underwriting team, you will be responsible for making informed decisions on consumer loan applications, ensuring compliance with regulatory requirements and maintaining high-quality standards.
Company Overview:
HCLTech is one of the fastest-growing large tech companies in the world, with offices in 60+ countries across the globe and 222,000 employees. Our company is extremely diverse with 165 nationalities represented, offering the opportunity to work with colleagues across the globe. We offer a virtual-first work environment, promoting a good work-life integration and real flexibility.
Estimated Salary: ₹25,00,000 - ₹35,00,000 per annum, depending on experience.
Job Description:
This role involves reviewing credit reports, evaluating credit worthiness, and making decisions on loan approvals. The ideal candidate should have excellent written and oral communication skills in English, with a minimum of 1-year experience in Consumer Loan Underwriting or Mortgage Underwriting in the US market.
The process involves a detailed study of the borrower's credit standing, credit worthiness, and capacity to pay. A detailed investigative analysis of the borrower's credit report along with evaluation of income would be required to take a decision on the loan.
Required Skills and Qualifications:
- Excellent written and oral communication skills in English
- Minimum 1-year experience in Consumer Loan Underwriting or Mortgage Underwriting in the US market
- Good knowledge of Banking principles
- Good knowledge of Lending principles
- Good Analytical skills and Logical reasoning
- Should be a team player with good interpersonal skills
- Graduation in any discipline
Benefits:
- MNC benefits package
- Cab facility (up to 30 Kms only)
- Salary: ₹25,00,000 - ₹35,00,000 per annum, depending on experience
- Excellent working environment
- Free cab for female employees
- International trainers
- World-class exposure
How You'll Grow:
At HCLTech, we offer continuous opportunities for you to find your spark and grow with us. We want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best. Throughout your time with us, we offer transparent communication with senior-level employees, learning and career development programs at every level, and opportunities to experiment in different roles or even pivot industries.
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