Senior Mortgage Underwriter
6 days ago
Job Summary
The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This role involves meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations or discrepancies.
Responsibilities
- Must have experience in analysis of customers current financial position, employment history, credit history, credit needs, ability to pay and the asset being offered as security.
- Well-versed with the 4 C's of Credit.
- Extensive skill to adhere to regulatory and company guidelines and should be able to understand complex-subject matters quickly.
- Experience in assessing the credit risk associated with each loan application and providing an outcome regarding Approval/decline of the loan application.
- Experience in lending/credit policy, product and Mortgage Insurance guidelines, and a high level of judgement, in assessing applicant's credit worthiness.
- Experience in reaching out to external stake holder communication via calls with Brokers/Lenders.
- Expertise in Customer centric communication with positive repo building.
- Excellent written and verbal communication skills.
Qualification & Experience
- Bachelors or Master's degree in any field.
- 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting or Post Close Underwriting in Australian Mortgage, USA & UK mortgage domain.
- Proven work experience as a Mortgage Underwriter or similar role
- Strong understanding of Australia, USA, or UK lending regulations is essential for this role.
- Excellent analytical and problem-solving skills, with meticulous attention to detail.
- Ability to communicate effectively with internal and external stakeholders at all levels.
- Familiarity with loan origination systems and other relevant software applications.
- Ability to work independently and prioritize tasks in a fast-paced environment.
Benefits
We offer a competitive salary package of ₹12 lakhs per annum, including perks like cab facility (two way) up to 30 Kms Only, free cab for female employees, international trainers, world-class exposure, and a virtual-first work environment that promotes a good work-life integration and real flexibility.
-
Chennai, Tamil Nadu, India HCLTech Full timeAbout the Role:We are seeking a skilled Mortgage Underwriter to join our team in Chennai, India. As a Mortgage Underwriter, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Conduct thorough reviews of loan applications to assess...
-
Mortgage Underwriter for Australian Operations
3 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a skilled Mortgage Underwriter to join our team in Australia, responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Meticulously review loan applications, assessing documentation accuracy and verifying adherence to...
-
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking a highly skilled Senior Mortgage Underwriter to join our team at HCLTech, specializing in Australian consumer loans. As a critical member of our underwriting process, you will be responsible for meticulously reviewing credit reports, income verification, and other relevant documents to ensure accurate and timely loan...
-
Australian Mortgage Underwriting Specialist
3 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeAbout the RoleWe are seeking an experienced Australian Mortgage Underwriting Specialist to join our team at HCLTech. As a key member of our underwriting team, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.ResponsibilitiesConduct thorough reviews of...
-
Mortgage Operations Expert
2 weeks ago
Chennai, Tamil Nadu, India Tata Consultancy Services Full timeDirect Walk-In Opportunity for Mortgage OperationsTata Consultancy Services, a leading global IT services company, is seeking highly skilled professionals to join our team as Mortgage Operations Experts - Process Underwriters. As a key member of our operations team, you will play a critical role in ensuring the smooth execution of mortgage underwriting...
-
Mortgage Underwriting Professional
3 weeks ago
Chennai, Tamil Nadu, India 2coms Full timeAbout the RoleWe are seeking an experienced Mortgage Underwriting Professional to join our team in Chennai. As a key member of our underwriting team, you will be responsible for ensuring that loan applications meet established guidelines.Job ResponsibilitiesYou will review complex transactions to determine whether they meet our lending criteria.Utilize...
-
Chennai, Tamil Nadu, India HCLTech Full timeOverview:">HCLTech is a leading technology company that specializes in delivering innovative solutions to clients across various industries.">Job Summary:">We are seeking an experienced Mortgage Underwriter to join our team in the UK. As a Mortgage Underwriter, you will be responsible for reviewing and evaluating mortgage applications to ensure compliance...
-
Chennai, Tamil Nadu, India HCLTech Full timeJob Title: Senior Consumer Loan Underwriter Role for Mortgage Decision MakingWe are seeking a highly skilled Senior Consumer Loan Underwriter to join our team at HCLTech in Chennai, India. As a key member of our underwriting team, you will be responsible for making informed decisions on consumer loan applications, ensuring compliance with regulatory...
-
Chennai, Tamil Nadu, India Wipro Full timeAbout the Role">We are seeking a highly skilled Senior Processor to join our team in Sholinganallur, Chennai. This is an exciting opportunity to work with us and contribute to our success.">Job Responsibilities">The ideal candidate will have experience in US mortgage specializing Active or Default servicing jobs, specifically in Tax, Cashiering, Pre...
-
Chennai, Tamil Nadu, India HCLTech Full timeJob Title: Senior Consumer Loan Underwriter for Australian Mortgage Credit DecisionAbout Us:HCLTech is a leading global technology company, with a diverse workforce of 222,000 employees across 60+ countries. Our company fosters an inclusive work environment, promoting diversity and flexibility.Salary: $80,000 - $120,000 per annumAbout the Role:We are seeking...
-
Chennai, Tamil Nadu, India HCLTech Full timeHCLTech is seeking a highly skilled Australian Mortgage Underwriter to join our team in Chennai. As a Compliance Specialist, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Job Summary:The ideal candidate will have extensive experience in analysis of...
-
Chennai, Tamil Nadu, India Mphasis Full timeJob Summary:We are seeking a skilled Senior Mortgage Loan Quality Assurance Specialist to join our team at Mphasis. In this role, you will be responsible for performing in-line quality control reviews of mortgage loan files to ensure adherence to specific lender guidelines.As a Senior Mortgage Loan Quality Assurance Specialist, you will review and provide...
-
HCL Mortgage Underwriter
4 weeks ago
Chennai, Tamil Nadu, India HCLTech Full timeExciting Opportunity for a Mortgage Underwriter in Australian Credit Decision at HCLTech!About the Role:We are seeking an experienced Mortgage Underwriter to join our team in Australian Credit Decision. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in a timely...
-
Chennai, Tamil Nadu, India HCLTech Full timeHCL Technologies is seeking a highly skilled underwriter to join their team in Navallur, Tamil Nadu. As an underwriter, you will be responsible for evaluating mortgage applications and ensuring compliance with regulatory requirements.Job DescriptionThis position involves reviewing loan files for completeness and accuracy, analyzing credit documents, and...
-
Chennai, Tamil Nadu, India HCLTech Full timeRole Summary:">This is a highly specialized role requiring strong analytical and decision-making skills. As an Australian Mortgage Credit Specialist, you will be responsible for reviewing and approving home loan applications in a timely manner.Your Key Responsibilities:">Review documentation to ensure it meets policy requirements, identifying potential risks...
-
Mortgage Quality Control Specialist
2 weeks ago
Chennai, Tamil Nadu, India Mphasis Full timeAbout the Role:We are seeking a highly skilled Mortgage Quality Control Specialist to join our team at Mphasis. This is an exciting opportunity for individuals who are passionate about quality control and want to make a real impact in the mortgage industry.Job Overview:The successful candidate will be responsible for performing in-line quality control...
-
Mortgage Processing Professional
1 month ago
Chennai, Tamil Nadu, India WELLS FARGO BANK Full timeAbout the RoleWe are seeking a highly skilled Mortgage Processing Professional to join our team at Wells Fargo Bank. In this role, you will be responsible for supporting the processing of mortgage loans in accordance with company policies and procedures.Key Responsibilities:Process mortgage loan applications, ensuring all required documentation is completed...
-
Executive Director of Mortgage Division
1 week ago
Chennai, Tamil Nadu, India HCLTech Full timeJob Title: Executive Director of Mortgage DivisionWe are seeking a highly experienced and skilled leader to join our team as an Executive Director of Mortgage Division at HCLTech. As a key member of our leadership team, you will be responsible for driving the strategic direction and growth of our mortgage division.The ideal candidate will possess extensive...
-
Chennai, Tamil Nadu, India HCLTech Full timeWe are seeking a Mortgage Credit Decision Specialist to join our team in Chennai, India.The ideal candidate will be tasked with auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.Key Responsibilities:Review loan applications meticulously to assess documentation accuracy and verify...
-
Chennai, Tamil Nadu, India HCLTech Full timeDrive Business Growth as a Senior Manager at HCLTechWe are seeking an exceptional leader to spearhead our mortgage business development efforts. As a Senior Manager, you will be responsible for driving strategic growth initiatives, leading high-performing teams, and fostering excellence in operations.Job Description:Strategic Planning: Develop and implement...