HCL Mortgage Underwriter

5 days ago


Chennai, Tamil Nadu, India HCLTech Full time

Exciting Opportunity for a Mortgage Underwriter in Australian Credit Decision at HCLTech

About the Role:

We are seeking an experienced Mortgage Underwriter to join our team in Australian Credit Decision. As a key member of our underwriting team, you will be responsible for reviewing and approving home loan applications in a timely manner.

Responsibilities:

  • Reviewing documentation provided by customers to ensure application meets policy requirements
  • Providing superior levels of internal and external customer service by responding to, managing and resolving customer and stakeholder enquiries, complaints and issues
  • Applying sound risk management practices by identifying and responding to business risks
  • Processing transactions within agreed turnaround times and consistent accuracy in a high-volume environment
  • Working cohesively within a team environment to look at continuous improvement ideas that will improve the customer experience

Requirements:

To be successful in this role, you will require:

  • Bachelors or Master's degree in any field
  • 2+ years of experience in credit decision or mortgage loan underwriting or Post Close Underwriting in Australian, UK, and USA mortgage domain
  • Strong understanding of Australia, USA, or UK lending regulations
  • High levels of attention to detail and accuracy
  • Ability to communicate effectively with internal and external stakeholders at all levels
  • Ability to work independently and prioritize tasks in a fast-paced environment

Perks and Benefits:

  • MNC company culture with opportunities for growth and development
  • Cab facility (up to 30 Kms Only)
  • Salary: ₹10 lakhs - 15 lakhs per annum (depending on experience)
  • Excellent working environment
  • Free cab for female employees
  • International trainers
  • World-class exposure

Why Choose HCLTech?

We offer a virtual-first work environment, promoting a good work-life integration and real flexibility. Our company is extremely diverse with 165 nationalities represented, offering the opportunity to work with colleagues across the globe. We are invested in your growth, offering learning and career development opportunities at every level to help you find your own unique spark.



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