Senior Underwriter Australian Mortgage Credit Specialist

6 days ago


Chennai, Tamil Nadu, India HCLTech Full time

Role Summary:

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This is a highly specialized role requiring strong analytical and decision-making skills. As an Australian Mortgage Credit Specialist, you will be responsible for reviewing and approving home loan applications in a timely manner.

Your Key Responsibilities:

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  • Review documentation to ensure it meets policy requirements, identifying potential risks and ensuring compliance with established lending criteria.
  • Provide exceptional customer service by responding to enquiries, managing complaints, and resolving issues efficiently.
  • Apply sound risk management practices to identify business risks and develop effective solutions.
  • Process transactions accurately and within agreed turnaround times in a high-volume environment.
  • Work collaboratively with the team to implement continuous improvement ideas that enhance the customer experience.

About You:

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To succeed in this role, you will require a Bachelor's or Master's degree in any field, along with 2+ years of experience in credit decision or mortgage loan underwriting. Strong knowledge of Australia's lending regulations is essential, as well as excellent attention to detail and accuracy.

You must also possess excellent communication skills, enabling you to effectively interact with internal and external stakeholders at all levels. The ability to work independently and prioritize tasks in a fast-paced environment is crucial.

Your Growth Opportunities:

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HCLTech offers a virtual-first work environment, promoting a good work-life integration and real flexibility. We are invested in your growth, providing learning and career development opportunities at every level to help you find your own unique spark.

We believe in fostering a diverse and inclusive workplace, where 165 nationalities are represented across our 60+ countries. With unlimited opportunities to experiment in different roles or even pivot industries, we want you to be happy and satisfied with your role and to really learn what type of work sparks your brilliance the best.

Salary and Benefits:

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The salary range for this position is approximately $85,000 - $120,000 per annum, depending on experience. Additional benefits include a comprehensive cab facility (up to 30 Kms only), excellent working environment, and international trainers.

Join HCLTech:

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We offer a dynamic and stimulating work environment, where you can grow and thrive. If you are passionate about delivering exceptional results and contributing to a global organization, apply now to become part of our talented team.



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