Credit Decision Specialist
1 week ago
HCLTech is seeking a skilled Credit Decision Specialist to join our team in Chennai, India. As a key member of our mortgage lending operations, you will play a vital role in ensuring the timely review and approval of home loan applications.
The ideal candidate will have a strong understanding of Australia's lending regulations and possess excellent analytical skills to assess creditworthiness. With 2-6 years of experience in credit decision or mortgage loan underwriting, you will be responsible for verifying key information, reviewing credit history, and confirming sufficient loan security.
Key Responsibilities:
- Reviewing documentation to ensure compliance with policy requirements
- Providing exceptional customer service by responding to enquiries, complaints, and issues
- Applying sound risk management practices to identify business risks
- Processing transactions within agreed turnaround times and maintaining accuracy in a high-volume environment
- Collaborating with the team to implement continuous improvement ideas
Qualifications & Experience:
- Bachelor's or Master's degree in any field
- Minimum 2+ years of experience in credit decision or mortgage loan underwriting
- Strong knowledge of Australia's lending regulations
- High levels of attention to detail and accuracy
- Excellent communication skills to interact with internal and external stakeholders
About the Role:
This is a fantastic opportunity to join a dynamic team and contribute to the growth of HCLTech. As a Credit Decision Specialist, you will have the chance to work on challenging projects, develop your skills, and advance your career.
About Us:
HCLTech is a leading technology company with over 200,000 employees worldwide. We offer a virtual-first work environment, promoting work-life integration and flexibility. Our diverse workforce comprises employees from 165 nationalities, and we provide opportunities for growth and development at every level.
What We Offer:
- A competitive salary range: ₹800,000 - ₹1,600,000 per annum (approximately $10,500 - $21,000 USD)
- Cab facility (up to 30 km) and other benefits
- Opportunities for growth and professional development
- A dynamic and inclusive work environment
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