Credit Decision Specialist

1 week ago


Chennai, Tamil Nadu, India HCLTech Full time

HCLTech is seeking a skilled Credit Decision Specialist to join our team in Chennai, India. As a key member of our mortgage lending operations, you will play a vital role in ensuring the timely review and approval of home loan applications.

The ideal candidate will have a strong understanding of Australia's lending regulations and possess excellent analytical skills to assess creditworthiness. With 2-6 years of experience in credit decision or mortgage loan underwriting, you will be responsible for verifying key information, reviewing credit history, and confirming sufficient loan security.

Key Responsibilities:

  • Reviewing documentation to ensure compliance with policy requirements
  • Providing exceptional customer service by responding to enquiries, complaints, and issues
  • Applying sound risk management practices to identify business risks
  • Processing transactions within agreed turnaround times and maintaining accuracy in a high-volume environment
  • Collaborating with the team to implement continuous improvement ideas

Qualifications & Experience:

  • Bachelor's or Master's degree in any field
  • Minimum 2+ years of experience in credit decision or mortgage loan underwriting
  • Strong knowledge of Australia's lending regulations
  • High levels of attention to detail and accuracy
  • Excellent communication skills to interact with internal and external stakeholders

About the Role:

This is a fantastic opportunity to join a dynamic team and contribute to the growth of HCLTech. As a Credit Decision Specialist, you will have the chance to work on challenging projects, develop your skills, and advance your career.

About Us:

HCLTech is a leading technology company with over 200,000 employees worldwide. We offer a virtual-first work environment, promoting work-life integration and flexibility. Our diverse workforce comprises employees from 165 nationalities, and we provide opportunities for growth and development at every level.

What We Offer:

  • A competitive salary range: ₹800,000 - ₹1,600,000 per annum (approximately $10,500 - $21,000 USD)
  • Cab facility (up to 30 km) and other benefits
  • Opportunities for growth and professional development
  • A dynamic and inclusive work environment


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