Australian Mortgage Credit Risk Analyst Role

3 weeks ago


Chennai, Tamil Nadu, India HCLTech Full time

Join HCLTech as a skilled Mortgage Credit Risk Analyst and be part of our Australian Mortgage Underwriting team.

We are seeking an experienced professional to join our team in Chennai, India. As a Mortgage Credit Risk Analyst, you will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.

Your primary responsibilities will include meticulously reviewing loan applications, assessing documentation accuracy, verifying adherence to established lending criteria, and identifying any deviations or discrepancies.

This role requires a strong understanding of the 4 C's of Credit and the ability to communicate effectively with internal and external stakeholders at all levels. If you have experience in analysis of customers' current financial position, employment history, credit history, credit needs, ability to pay, and asset being offered as security, we encourage you to apply.

The ideal candidate will have 2+ years of experience in Pre-underwriting, Loan Processing, Mortgage Underwriting, or Post Close Underwriting in the Australian Mortgage domain. A bachelor's or master's degree in any field is also required. Additionally, a proven track record of excellent analytical and problem-solving skills, with meticulous attention to detail, is essential for this role.

As a valued member of our team, you can expect a competitive salary of around ₹18-22 lakhs per annum (approximately $25,000-$32,000 USD), depending on your qualifications and experience. This figure includes perks like cab facility up to 30 km, two-way, free cab for female employees, MNC benefits, excellent working environment, and international trainers.

At HCLTech, we offer continuous opportunities for growth and development. We believe in transparency, communication, and career advancement programs that help you find your unique spark and grow with us.

We are one of the fastest-growing large tech companies in the world, with offices in 60+ countries and over 222,000 employees from diverse backgrounds. Our company values flexibility, work-life integration, and real growth opportunities. If you're passionate about your work and want to make a difference in the mortgage industry, apply now



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