Mortgage Analyst

18 hours ago


Chennai, Tamil Nadu, India HCLTech Full time

About the Role: We are seeking highly skilled Mortgage Analysts and Senior Analysts to join our team at HCLTech. This is an exciting opportunity to work on mortgage loan files, ensuring quality control reviews and daily operations management.

Key Responsibilities:

  • Collateral Review: Perform in-depth analysis of certificate of title security reports, loan drawdown requisitions, and title deeds to ensure compliance with customer quality control policies and procedures.
  • Loan File Management: Manage daily operations, including client handling and communication, while maintaining a high level of accuracy and attention to detail.
  • Risk Evaluation: Evaluate debt ratios, loan-to-value ratios, credit scores, property valuations, and identify risk factors, including fraud red flags to determine or verify misrepresentation.
  • Process Improvement: Continuously contribute to process improvement initiatives and hold relevant experience in mortgage and commercial real estate sectors.

Requirements:

  • Experience: 3 to 5 years of experience in mortgage review, quality control, and loan file management.
  • Education: Graduate in any stream with a strong understanding of mortgage laws, regulations, and industry standards.
  • Skills: Strong analytical and problem-solving skills, ability to build and motivate teams, and excellent communication skills.

Estimated Salary: ₹8-12 lakhs per annum, based on location and experience.



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