Financial Analyst Mortgage Specialist

9 hours ago


Chennai, Tamil Nadu, India HCLTech Full time
Job Description

We are seeking a highly skilled Financial Analyst to join our team as a Mortgage Specialist. The ideal candidate will have experience in reviewing collateral, analyzing financial data, and ensuring compliance with regulatory standards.

About the Role

This is a fantastic opportunity to work with HCLTech, a leading technology company, and contribute to the success of our mortgage services division. As a Mortgage Specialist, you will be responsible for managing quality control reviews, performing financial analysis, and ensuring that all loan files meet customer quality control policies and procedures.

Key Responsibilities
  • Collateral Review: Analyze and review collateral documents, including certificates of title security reports, loan drawdown requisitions, and titles of deeds.
  • Financial Analysis: Evaluate debt ratios, loan-to-value ratios, credit scores, and property valuations to ensure compliance with regulatory standards.
  • Quality Control: Manage quality control reviews of residential loan files, ensuring that all files meet customer quality control policies and procedures.
  • Client Handling: Work closely with clients to resolve any issues and provide excellent customer service.
Requirements
  • Education: Graduate in any stream.
  • Experience: 3-5 years of experience in a similar role.
  • Skills: Strong analytical skills, attention to detail, and ability to work in a fast-paced environment.
  • Languages: English (fluent).
What We Offer
  • Competitive Salary: ₹15-20 lakhs per annum.
  • Benefits: Medical insurance, retirement plan, and paid time off.
  • Growth Opportunities: Professional development opportunities, including training and mentorship programs.


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