Fintech Underwriting Director

6 days ago


Bengaluru, Karnataka, India Qiro Finance Full time

About Qiro Finance

We are a dynamic team united by a mission to foster a fair, transparent, and decentralized global lending market. At Qiro Finance, we leverage DeFi rails with regulatory standings, connecting institutional stablecoin investors to emerging market asset originators for higher net yield.

Salary & Benefits

Competitive salary of $150,000 - $200,000 per annum, plus performance-based bonuses and flexible working hours.

About the Role

We are seeking a highly skilled and experienced Fintech Underwriting Director to lead our credit department and drive our underwriting strategies. As the Fintech Underwriting Director, you will play a pivotal role in underwriting and managing credit risk for a diverse portfolio of fintech asset originators, including NBFIs across emerging economies such as SEA and LATAM.

Key Responsibilities

  • Lead the Credit Underwriting and Risk Assessment of fintech asset originators such as NBFIs and fintech lenders from SEA, Europe, LATAM, etc.
  • Facilitate the development and constant update of credit policies and related frameworks.
  • Proactively assess the risk of the existing portfolio on a regular basis, identifying weak accounts.
  • Maintain up-to-date knowledge of lending regulations.
  • Build, review, update, and maintain the Credit Policy.
  • Use and enhance Qiro's underwriting infrastructure, supporting the distributed underwriting network.
  • Coordinate with different service providers such as auditors, custodians, rating agencies, etc., globally.

Requirements

  • Minimum 6 years of experience in the Banking/NBFC/Fintech space with at least 2-3 years of experience at the management level.
  • Minimum Bachelor's degree in finance, economics, or related field.
  • Professional certifications such as CA, CFA, FRM, or similar credentials are a plus.
  • Expertise in credit analysis or underwriting of NBFCs/fintech asset originators/financial institutions.
  • Strong analytical and decision-making skills.
  • Excellent communication and interpersonal abilities, especially to manage global financial institutions (NBFIs, NBFCs, fintech lenders, debt funds, etc).


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