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Home Loans Credit Specialist

2 weeks ago

Bhavnagar, Gujarat, India beBeeCredit Full time ₹ 6,00,000 - ₹ 12,00,000
Credit Manager - Home Loans

We are seeking a skilled Credit Manager to join our team. As a Credit Manager, you will be responsible for assessing the creditworthiness of potential borrowers and ensuring that loans comply with company standards and regulatory requirements.

The ideal candidate will have a strong analytical mindset, excellent communication skills, and a proven track record of successfully managing risk.

Key Responsibilities:
  • Credit Assessment: Analyze and evaluate the creditworthiness of potential borrowers for Home Loans and Loan Against Property.
  • Loan Underwriting: Approve or reject loan applications based on credit guidelines and policies.
  • Risk Management: Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies.
  • Documentation and Compliance: Ensure all credit and loan documentation is complete, accurate, and complies with legal and regulatory requirements.
Required Skills and Qualifications:
  • Credit Analysis: Strong analytical skills with the ability to assess the creditworthiness of borrowers effectively.
  • Attention to Detail: High attention to detail to ensure accuracy in credit assessments and compliance with policies.
  • Risk Management: Ability to identify and manage risks associated with loan applications.
  • Decision-Making: Sound judgment and decision-making skills to approve or reject loan applications.
  • Communication: Excellent communication and interpersonal skills to interact with customers, internal teams, and external agencies.
Benefits:
  • Growth Opportunities: Be a part of a growing NBFC with opportunities for career advancement.
  • Dynamic Environment: Work in a dynamic and challenging environment that encourages learning and development.