Credit Manager – Home Loans

3 days ago

Bhavnagar, Gujarat, India Mspire Ventures Full time

Credit Manager - Home Loans Loan Against PropertyCompany Mspire VenturesPosition Credit ManagerProducts Home Loans Loan Against Property Secured Loan Location Bhavnagar GujaratSalary Up to xe2 x82 xb97 LPAExperience Required Minimum 5 years in the Credit DepartmentEducation Graduation is a mustKey Responsibilities Credit Assessment Analyze and evaluate the creditworthiness of potential borrowers for Home Loans and Loan Against Property Conduct detailed analysis of financial statements credit reports and other relevant documents Loan Underwriting Approve or reject loan applications based on credit guidelines and policies Ensure that loans comply with company standards and regulatory requirements Risk Management Identify potential risks associated with loan applications and recommend appropriate risk mitigation strategies Monitor loan performance to minimize default rates and ensure portfolio quality Documentation and Compliance Ensure all credit and loan documentation is complete accurate and complies with legal and regulatory requirements Maintain up-to-date records of all credit applications and approvals Coordination Work closely with sales operations and legal teams to facilitate smooth processing of loan applications and approvals Liaise with external agencies for verification and compliance checks Customer Interaction Engage with customers to understand their financial needs clarify queries related to credit assessments and provide necessary information about loan products and processes Reporting Prepare and present regular reports on credit assessments approvals and portfolio performance to senior management Analyze trends and recommend improvements to credit policies and procedures Training and Development Provide guidance and training to junior credit analysts and team members on credit assessment techniques company policies and industry best practices Key Skills Required Credit Analysis Strong analytical skills with the ability to assess the creditworthiness of borrowers effectively Attention to Detail High attention to detail to ensure accuracy in credit assessments and compliance with policies Risk Management Ability to identify and manage risks associated with loan applications Decision-Making Sound judgment and decision-making skills to approve or reject loan applications Communication Excellent communication and interpersonal skills to interact with customers internal teams and external agencies Knowledge of Regulations Good understanding of financial regulations and legal requirements related to secured loans Team Collaboration Ability to work collaboratively with sales operations and legal teams to achieve business goals Qualifications and Experience Education Graduation in any discipline is a must Experience Minimum of 5 years of experience in the Credit Department preferably in the NBFC or Banking sector with a focus on Home Loans and Loan Against Property Why Join Us Growth Opportunities Be a part of a growing NBFC with opportunities for career advancement Dynamic Environment Work in a dynamic and challenging environment that encourages learning and development Competitive Salary Attractive compensation package with incentives based on performance

  • Home Loans Credit Specialist

    3 days ago

    Bhavnagar, Gujarat, India beBeeCredit Full time ₹ 6,00,000 - ₹ 12,00,000

    Credit Manager - Home LoansWe are seeking a skilled Credit Manager to join our team. As a Credit Manager, you will be responsible for assessing the creditworthiness of potential borrowers and ensuring that loans comply with company standards and regulatory requirements.The ideal candidate will have a strong analytical mindset, excellent communication skills,...

  • Credit Manager-working Capital-credit

    7 days ago

    Bhavnagar, Gujarat, India Kotak Mahindra Bank Full time

    Credit Manager-Working Capital-CreditBangalore Karnataka IndiaJOB DESCRIPTION Job Role As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting making proposals of Working Capital Finance Fund Non Fund based Under writing cases with desired level of quality and enabling achievement of branch business target...

  • Branch Credit Manager

    4 days ago

    Bhavnagar, Gujarat, India Northern Arc Capital Full time US$ 60,000 - US$ 1,20,000 per year

    Roles and ResponsibilitiesManage credit underwriting process from loan application to disbursement, ensuring timely decision-making and high-quality appraisals.Conduct thorough credit analysis, including financial statement review, cash flow analysis, and collateral evaluation for LAP (Loan Against Property) loans.Develop strong relationships with customers...

  • Financial Services Credit Manager

    7 days ago

    Bhavnagar, Gujarat, India beBeeCreditRiskManagement Full time ₹ 9,00,000 - ₹ 13,50,000

    Job OverviewThe ideal candidate will possess a strong background in credit assessment, risk management, and loan approval processes. A minimum of 5 years of experience in the field is required.Main Responsibilities:Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.Perform detailed analysis of...

  • Chief Credit Risk Strategist

    20 hours ago

    Bhavnagar, Gujarat, India beBeeCreditRisk Full time ₹ 18,00,000 - ₹ 22,00,000

    Job Opportunity">Monitor loan portfolios to track overdue accounts, defaults, delinquencies, and non-performing assets (NPAs), identifying early warning signals of credit risk.Conduct thorough risk assessments and develop actionable strategies to mitigate credit risk while aligning with business objectives.Collaborate closely with underwriting, credit, and...

  • Financial Services Loan Origination Manager

    1 day ago

    Bhavnagar, Gujarat, India beBeeLeadership Full time ₹ 30,00,000 - ₹ 40,00,000

    Loan DSA Team Leader Job DescriptionWe are seeking a seasoned leader to oversee and guide a team of Direct Selling Agents (DSAs) in the loan origination process. The ideal candidate will possess in-depth knowledge of the loan DSA process, strong leadership skills, and a proven track record of driving sales in the financial services sector.Key...

  • Chief Lending Officer

    7 days ago

    Bhavnagar, Gujarat, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,50,00,000

    Job Title: Credit ManagerWe are seeking a skilled Credit Manager to join our team. The successful candidate will be responsible for assessing home loan applications in line with Australian credit policies, ensuring high-quality credit decisions, and collaborating with stakeholders across geographies.Key Responsibilities:End-to-end assessment and...

  • Legal Manager-credit Card-hardship Assistance Unit

    4 weeks ago

    Bhavnagar, Gujarat, India Kotak Mahindra Bank Full time

    Job Category KMBL Degree Level Bachelor s Degree Risk Manager Department Kotak Mahindra Bank Ltd - Consumer Durables Location Mumbai - HO Number of Positions One Reporting Relationship Reporting to Business Head - Consumer Durables Business Position Grade M7-M8 Risk management Portfolio monitoring for Consumer durable loans Managing Risk...

  • Loan Documentation Specialist

    6 days ago

    Bhavnagar, Gujarat, India beBeeLoanAnalysis Full time ₹ 60,00,000 - ₹ 85,00,000

    Job OpportunityWe are seeking a highly skilled individual to join our Lending Services team.Key Responsibilities:Commercial Loan Review and AnalysisIdentify key terms within loan documents.Enter loan details into the system of record, including borrower entities, guarantor entities, rate, repayment, accrual, collateral, etc.Understand and interpret credit...

  • Chief Credit Officer

    7 days ago

    Bhavnagar, Gujarat, India beBeeCredit Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    We are seeking an experienced credit professional to lead our credit risk, underwriting, and portfolio management functions.The incumbent will play a pivotal role in setting up and driving our credit strategy, policies, and processes aligned with business goals, while ensuring risk management standards and regulatory compliance.Develop and implement credit...