Credit Portfolio Manager

15 hours ago


Delhi, Delhi, India beBeeRisk Full time ₹ 10,40,000 - ₹ 14,99,900
Credit Management Job Description

1. Credit Analysts evaluate loan proposals from used car dealers sourced through various channels.
2. They develop and implement credit policies aligned with the company's strategy and target customer segment.
3. Underwriting models are designed based on bank policy parameters to manage risk and optimize credit decisions.
4. Credit analysts analyze income documents, valuations, and other risk assessment mechanisms for used car loans.
5. They provide insights to enhance credit metrics, address risk gaps, and ensure policies are market-compliant and have necessary controls to mitigate risks.

Main Responsibilities:
• Develop and maintain effective underwriting models to manage risk and optimize credit decisions.
• Analyze income documents, valuations, and other risk assessment mechanisms to inform credit decisions.
• Collaborate with the central policy/product team to enhance credit metrics and address risk gaps.

Key Performance Indicators (KPIs):
• Ensure alignment of credit policies with business strategy and target customer segment.
• Conduct thorough analysis of income documents, valuations, and other risk assessment mechanisms to inform credit decisions.
• Optimize underwriting models to manage risk and maximize returns.


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