
Digital Credit Portfolio Manager
2 days ago
The role of a senior manager involves overseeing and strategizing the entire credit underwriting and monitoring process for a portfolio of personal loans through digital channels.
Key Responsibilities:
- Underwriting Policies: Develop, implement and manage underwriting policies to ensure compliance with regulatory requirements.
- Credit Underwriting Basis: Work on solutions for credit underwriting based on different product constructs and collaborate with data science teams to analyze underwriting models.
- Performance Monitoring: Track portfolio profitability, funnel metrics, and risk thresholds, and identify areas for improvement.
Required Skills and Qualifications
- Postgraduate degree in Finance, Statistics, or Management from a reputable institution.
- Minimum 7 years of experience, with 3-4 years in risk management and policy creation.
- Excellent communication and stakeholder management skills.
- Proficiency in data analytics, model validation, policy formulation, and portfolio management.
Benefits
This role offers a challenging and rewarding career path for individuals who are passionate about credit underwriting and portfolio management. If you have a strong analytical background and excellent communication skills, this could be the ideal opportunity for you.
Additional Requirements
- Hands-on experience working with large structured and unstructured datasets using various data processing and statistical tools.
- Demonstrated experience in R/Python, SQL, and Advanced Excel.
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