Digital Credit Portfolio Manager

2 days ago


Delhi, Delhi, India beBeePortfolio Full time ₹ 1,04,000 - ₹ 1,30,878
Senior Manager Role

The role of a senior manager involves overseeing and strategizing the entire credit underwriting and monitoring process for a portfolio of personal loans through digital channels.

Key Responsibilities:

  1. Underwriting Policies: Develop, implement and manage underwriting policies to ensure compliance with regulatory requirements.
  2. Credit Underwriting Basis: Work on solutions for credit underwriting based on different product constructs and collaborate with data science teams to analyze underwriting models.
  3. Performance Monitoring: Track portfolio profitability, funnel metrics, and risk thresholds, and identify areas for improvement.

Required Skills and Qualifications

  • Postgraduate degree in Finance, Statistics, or Management from a reputable institution.
  • Minimum 7 years of experience, with 3-4 years in risk management and policy creation.
  • Excellent communication and stakeholder management skills.
  • Proficiency in data analytics, model validation, policy formulation, and portfolio management.

Benefits

This role offers a challenging and rewarding career path for individuals who are passionate about credit underwriting and portfolio management. If you have a strong analytical background and excellent communication skills, this could be the ideal opportunity for you.

Additional Requirements

  • Hands-on experience working with large structured and unstructured datasets using various data processing and statistical tools.
  • Demonstrated experience in R/Python, SQL, and Advanced Excel.


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