Senior Business Loan Credit Manager

1 month ago


Bengaluru, Karnataka, India IDFC FIRST Bank Full time

Job Description:

IDFC FIRST Bank is seeking a seasoned professional to fill the role of Senior Business Loan Credit Manager.

About the Role:

The ideal candidate will be responsible for managing a team of credit underwriters and coordinating with sales teams to achieve business targets.

Key Responsibilities:

  • Underwrite secured and unsecured loan proposals for customers, adhering to company policies and procedures.
  • Supervise a team of credit underwriters, providing guidance and ensuring seamless execution of tasks.
  • Conduct personal discussions with customers to establish their credit worthiness.
  • Monitor and control front-end delinquencies by promptly contacting customers.
  • Ensure completion of credit/KYC documents and verification processes.
  • Collaborate with sales teams to meet targets and ensure SLAs are met.
  • Adhere to credit policy guidelines to maintain high standards.

Requirements:

  • 2-5 years of experience in credit management.
  • Bachelor's degree in Engineering, Technology, Mathematics, Commerce, Arts, Science, Biology, Business, Computers, or Management.
  • Possession of an MBA is highly desirable.

What We Offer:

IDFC FIRST Bank offers a competitive salary of ₹15,00,000 - ₹25,00,000 per annum, depending on experience.

About Us:

IDFC FIRST Bank is a leading financial institution committed to delivering exceptional banking services. Our vision is to become a top-tier bank, driven by innovation and customer-centricity.


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