Unsecured Loan Portfolio Head

1 day ago


Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time
Job Overview: We are seeking an experienced Credit Underwriting Lead to head our unsecured loan portfolio in NeoGrowth Credit Pvt. Ltd. The successful candidate will be responsible for evaluating credit-worthiness of applicants and designing credit processes/procedures.

Responsibilities:
  • Head the Credit (Underwriting) Function in NeoGrowth Credit Pvt. Ltd.
  • Evaluate credit-worthiness of applicants
  • Design and draft credit processes and procedures
  • Assess and approve credit to SMEs across India
  • Implement best practices for fraud detection
  • Maintain portfolio loss within values/targets set by management

Requirements:

15+ years of experience in a NBFC/Bank handling credit appraisal and approval of small to mid-size loans.

Must be strong in Compliance and have an understanding of the Regulatory framework.

Hands-on exposure in Credit assessment, appraisal, administration of credit policies, portfolio management/surveillance & credit scoring is essential.



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