Credit Underwriting Lead

21 hours ago


Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time
Job Description: As Unsecured Loan Portfolio Head in NeoGrowth Credit Pvt. Ltd., you will be responsible for leading a large team with presence across India, evaluating credit-worthiness of applicants, and maintaining portfolio loss within values/targets set by management.

Key Responsibilities:
  • Lead a large team with presence across India
  • Evaluate credit-worthiness of applicants
  • Design and draft credit processes and procedures
  • Suggest modifications required in credit policy
  • Support development of credit scorecards and auto-approval mechanisms
  • Implement best practices for fraud detection
  • Maintain portfolio loss within values/targets set by management

Qualifications & Experience:

CA or MBA Finance from tier 1/tier 2 institute, with 15+ years of experience in a NBFC/Bank handling credit appraisal and approval of small to mid-size loans.

Must be strong in Compliance and have an understanding of the Regulatory framework.

Hands-on exposure in Credit assessment, appraisal, administration of credit policies, portfolio management/surveillance & credit scoring is essential.



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