Head of Underwriting

1 week ago


Bengaluru, Karnataka, India NeoGrowth Credit Pvt. Ltd. Full time
Job Summary

We are seeking an accomplished Senior Credit Head to join our team at NeoGrowth Credit Pvt. Ltd., where you will be responsible for heading the Credit (Underwriting) Function, assessing and approving credit to SMEs, and monitoring and portfolio management.

Key Responsibilities

* Leading a large team with presence across India

* Evaluating the credit-worthiness of applicants

* Designing and drafting credit processes/procedures

* Implementing best practices for fraud detection

* Maintaining portfolio loss within values/targets set by the management

* Suggesting modifications required in Credit policy

* Supporting development of Credit Scorecards, auto-approval mechanisms

* Exploring alternate data sources for underwriting of applicants

Requirements

* 15+ years of experience in a NBFC/Bank handling credit appraisal and approval of small to mid-size loans to trade and business enterprises

* Strong in Compliance and understanding of Regulatory framework

* Hands-on exposure in Credit assessment, appraisal, administration of credit policies, portfolio management/surveillance & credit scoring

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