Senior Credit Head
1 day ago
NeoGrowth Credit Pvt. Ltd. is a leading NBFC focused on providing unsecured loans to merchants and retail establishments across India.
We are seeking an experienced Senior Credit Head to join our leadership team, who will be responsible for assessing and approving credit to SMEs, as well as monitoring and portfolio management.
Salary and Benefits
The estimated annual salary for this position is ₹40,00,000 - ₹60,00,000 depending on experience.
In addition to the competitive salary, we offer a range of benefits including health insurance, retirement savings plan, and paid time off.
Job Description
As a Senior Credit Head, you will be responsible for leading a large team with presence across India, evaluating the credit-worthiness of applicants, designing and drafting credit processes/procedures, and implementing best practices for fraud detection.
You will also be responsible for maintaining portfolio loss within values/targets set by the management, suggesting modifications required in Credit policy, supporting development of Credit Scorecards, auto-approval mechanisms, and exploring alternate data sources for underwriting of applicants.
Requirements
To be successful in this role, you should have 15+ years of experience in a NBFC/Bank handling credit appraisal and approval of small to mid-size loans to trade and business enterprises.
You should be strong in Compliance and have an understanding of the Regulatory framework, with hands-on exposure in Credit assessment, appraisal, administration of credit policies, portfolio management/surveillance & credit scoring.
It is preferred that you have resilience to deal with ambiguity and issues related to it, and exposure to new age digital lending.
Bonus and Career Growth
We offer a bonus structure based on performance, and opportunities for career growth and professional development.
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