Senior Credit Risk Manager
1 day ago
The successful candidate will lead the credit risk management function in NeoGrowth Credit Pvt. Ltd., responsible for assessing and approving credit to SMEs across India. This role offers excellent growth potential to a professional looking to join a nationwide organization and contribute to its expansion.
Key Responsibilities:
- Lead a large team with presence across India
- Evaluate credit-worthiness of applicants
- Design and draft credit processes and procedures
- Suggest modifications required in credit policy
- Support development of credit scorecards and auto-approval mechanisms
- Implement best practices for fraud detection
- Maintain portfolio loss within values/targets set by management
Qualifications & Experience:
CA or MBA Finance from tier 1/tier 2 institute, with 15+ years of experience in a NBFC/Bank handling credit appraisal and approval of small to mid-size loans.
Must be strong in Compliance and have an understanding of the Regulatory framework.
Hands-on exposure in Credit assessment, appraisal, administration of credit policies, portfolio management/surveillance & credit scoring is essential.
Candidate should have resilience to deal with ambiguity and related issues.
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