Credit Risk Manager and Portfolio Strategist

4 days ago


Bengaluru, Karnataka, India Covenant Consultants Full time
Senior Credit Specialist Job

Overview of the Role:

Covenant Consultants is seeking a seasoned Credit Risk Manager to lead its portfolio management team. As a senior specialist, you will oversee the entire credit evaluation process, drive strategic decisions, and ensure optimal portfolio performance while minimizing risk.

Key Responsibilities:

  • Develop and implement credit risk strategies to assess, monitor, and mitigate lending or investment portfolio risks.
  • Manage and mentor a high-performing team of credit analysts, portfolio managers, and junior staff, providing direction, training, and support for quality analysis and decision-making.
  • Oversee the evaluation of high-value credit applications and investment opportunities, making final decisions on credit risk, lending limits, or investment strategies.
  • Lead the portfolio management function, ensuring portfolios are properly diversified, performance is optimized, and risks are minimized. Provide oversight on asset allocation and strategy execution.
  • Prepare detailed credit reports for senior management, clients, or regulatory bodies, clearly communicating risks, opportunities, and performance metrics.
  • Ensure all credit evaluations, reports, and portfolio strategies comply with relevant regulations and company policies.

Requirements:

  • Extensive experience in credit risk management, portfolio management, and financial analysis.
  • Proven leadership and team management skills, with experience in developing high-performing teams.
  • Strong understanding of credit regulations, market dynamics, and investment strategies.
  • Expertise in financial modeling, portfolio optimization, and risk-adjusted performance metrics.
  • Strong interpersonal skills for client and senior stakeholder engagement, including presenting complex financial information.
  • Advanced proficiency with financial tools (e.g., Bloomberg, Reuters, Excel, proprietary portfolio management tools).

Salary Range:

The estimated salary range for this position is $120,000 - $180,000 per annum, depending on experience and qualifications.



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