Senior Manager Credit Risk

3 weeks ago


Bengaluru, Karnataka, India Toast Full time

Risk Management Leadership

Toast is seeking a Senior Manager, Credit Risk, to lead our Credit Risk functions in Bangalore. This role will be responsible for driving risk-informed growth for our rapidly expanding Fintech line of business.

The ideal candidate will have 8-10 years of experience in consumer or small business lending in a quantitative risk strategy role, preferably in Fintech. They will also have a strong understanding of Corporate Finance and US GAAP Accounting principles, including CECL.

Key Responsibilities:

  • Define, implement, and continuously improve the portfolio risk management strategy
  • Develop and maintain a comprehensive and timely reporting framework
  • Proactively identify emerging risks and propose data-driven mitigation solutions
  • Oversee the monthly CECL calculations and reporting process
  • Foster strong partnerships with cross-functional teams
  • Mentor and coach a team of high-performing credit risk analysts

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