Senior Credit Analyst

2 weeks ago


Bengaluru, Karnataka, India Commonwealth Bank Full time

Job Title: Senior Credit Analyst

Job Summary:

We are seeking a Senior Credit Analyst to join our Retail Operations team at Commonwealth Bank. As a Senior Credit Analyst, you will be responsible for reviewing and analysing home loan applications against credit limits and frameworks.

Key Responsibilities:

  • Review and analyse home loan applications against credit limits and frameworks.
  • Apply your knowledge of Australian home loan lending processes and regulations.
  • Communicate with brokers through emails and calls and share decision on assessment.
  • Support credit risk management initiatives by working with management teams.
  • Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications.
  • Collaborate effectively within a team environment to meet deadlines.
  • Communicate credit risk analysis results clearly and concisely.
  • Participate in the development and implementation of credit risk assessment tools and processes.
  • Participates in monitoring credit risk to ensure that they are within limit thresholds.
  • Applies knowledge of retail and corporate lending. Understands strategies and policies for the management of credit risk across the credit lifecycle.
  • Assists in developing action plans to resolve issues. Re-designs processes to better manage, measure, and monitor credit risks.

Requirements:

  • Minimum of 5-7 years' experience in a related credit risk analysis or verification role.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Proficient in Microsoft Office Suite and data analysis tools.
  • Working knowledge of Australian home loan lending principles and regulations.

Qualifications:

  • Bachelor's degree in Finance, Accounting, or Business.

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